Need Help on understanding dedutable

Hello My name is Kristie, I am new to having Health Insurance, My dedutable is $1000 for individual or $1500 for entire family. If I had a persedure done what does the deductable mean? I am with United Health , is anyone out ther who understand this? and about on avreage how much would I pay out of pocket? i am a very poor person!!! will I be able to pay out the bill or do I have to pay up front? I have poor credit?

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