Will BTC accept insurances Reasonable and Customary amount as Payment in Full?
I have Aetna PPO and I'm responsible for 30% of Reasonable and Customary (R&C) charges up to a maximum of 4000. However, I'm also responsible for the difference between billed charges and what Aetna considers R&C. Obviously, this could be a substantial amount. Does anybody know if BTC will accept the R&C amount as payment in full? I've tried to ask them but couldn't get a straight answer. I was told that would be discussed after I had been approved but I don't what to take the time to get approved through them only to find out I will have to pay the excess of R&C and will then have to find an "in-network" facility.
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