How far to prod a carrier for support?

My insurance, (PA BC/BS Pers. Ch). will supposedly cover WLS (I'm not popping the champaign cork till it's in writing!) But it does not apparently, cover the doctor visits before hand which go in to the company under a code for "Morbid Obesity". It makes no sense to me that they would cover the surgery but NOT the doc visits which lead up to the surgery. I've been thinking about fighting this or trying to but I can afford to pay the visits. It's about 4 of them at $130.00 each. On the one hand it seems like the least I could do but on the other it seems preposterious that they would be so arbitrary and the next person might not have the means to pay. What do you folks think? Waste of time or good for the cause?

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