Should I have tummy tuck if I haven't had any kids but want them

I met with the plastic surgeon and got approved for panniculectomy (covered by insurance) but today when I call to schedule the office tells me that I should go ahead and get the complete tummy tuck. But I remember them saying during my consultation that I shouldn't get tummy tuck since I've never had kids but want kids in the future. I was 450lbs and now 235 so I never expected or wanted to be skinny or have a tight body. Everything esle is flabby so I don't want to jeopardize my chances for smooth pregancy/delivery because of cosmetics. Am I foolish to go ahead with panni procedure instead of full tummy tuck?

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