Could I possibly have a chance?

I'm 23 years old, 326lbs - still have about 3 weeks until my LAP RNY, but I have a question about possible reconstructive surgery. This is coming directly from the Exclusions section of my contract: 10. Cosmetic Surgery. No benefits are provided for any services in connection with elective cosmetic surgery or any hospitalization in connection with such surgery. However, benefits are available for reconstructive surgery if it is incidental to or follows surgery resulting from trauma, an infection or other diseases of the involved part. I know that it's WAAAYYY early for me to even have to deal with this but it will most definitely be a bridge I'll have to cross (panniculectomy or abdominoplasty). What trauma are they talking about? Hernias and/or those lovely rashes? Or would it be something geared towards trauma as a result of an accident, fire, etc.? Thanks for your help! :)

We greatly appreciate your interest in helping us build our Q&A database. To discourage vandals from posting garbage, however, we require people to register before posting.

You must be logged in to post an answer. Click here to log in.