How Does Insurance Treat Weight Gain After Denial?

I've been denied twice by my insurance for failing to meet medical criteria. They state that my "BMI is less that 40 with no serious co-morbidities." I've presented them with evidence of my co-morbidities (hypertension, serious joint pain, fibromyalgia), but I guess they don't consider them to be serious enough. My BMI is 38. If I gained 11 pounds for a 40 BMI (which should be easy to do with the upcoming holidays), will the insurance penalize me for this? Will they deny me if they think I purposefully gained the weight? Anybody else in this situation?

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