Should I postpone if any doubt?

I went to BTC and had my inital consultaion on 03/03/03. Dr. was great and explained the procedure and risks. I am waiting for insurance approval but I am having second thoughts. My BMI is 44 so that is reason enough to have the surgery, co-morbidities are shortness of breath, joint pain, back pain, GERD, and depression. I am not currently on any medication. I am worried that my quality of life will go down after the surgery since I am not "that sick". The reason for thinking about the surgery is my family history. Heart disease, diabetes, knee replacements, high blood pressure, cholesterol, etc, etc, etc. I guess I should do some soul searching. Just wanted to get some comments from others like me. Sorry for rambling.

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