How do you know when you need to have a tummy tuck?

I've lost 70 lbs and am not sure if I need a t.t. I feel like I still have a lot of fat on my stomach. It hangs a bit, but I think I still have a lot to lose there. I'm like 50 lbs away from my goal. Anybody have any suggestions or knowledge of when or how to know if you need a tt? Thanks!

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