In network vs. out of network

I'm having an insurance dilemma. If I stay in network my out of pocket cost is $100 but the Dr. has done less than 50 surgeries. If I go out of network - my insurance won't pay anything but I'll get to choose who I want. I need some input! Thoughts?

We greatly appreciate your interest in helping us build our Q&A database. To discourage vandals from posting garbage, however, we require people to register before posting.