What if my company switched providers mid-stream???

I began this process in July, 2001. My first appointments were scheduled for the beginning of August. I found out that my company insurance was changed effective August 1, 2001. I was assured by the employer carrying the policy that the coverage would be the same, just with a different underwriter. The old policy covered surgery "if medically necessary", so I proceeded with the process. I completed all pre-op testing, and my information packet was submitted for insurance approval three weeks ago today. I called today, and was informed that the surgery was a policy exclusion. I asked them to read this to me, but they said they didn't have the policy in front of them, but my request was denied. I can't apply under any new policies for 12-24 months, due to it NOW being pre-existing. I've yet to receive insurance info from this new policy. I spent 4 hours crying, then got back on here to ask you guys... Do I have any legal recourse in this matter??? ANY info would be appreciated!!!

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