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Liz, I built credit when I was young the same way, except instead of Sears, it was a JC Penny's card. I remember charging a pillow, and then paying it off to get started.

It's really interesting how families set up finances. My MIL kept all the money she earned separate, and my FIL paid all the bills from his salary. My parents income came from their rental properties and their Veterinary Clinic. My Mom was business manager of both enterprises and they had nothing but joint accounts. Another friend saw her Mom left with nothing after a divorce, so she chooses to keep separate accounts. When DH and I got married, we had a joint account, and I had a separate account. I wanted it so I could buy things like a new pair of shoes without any discussion. I discovered that DH was never going to question my purchases, so eventually I closed it. When I was a stay at home Mom, and had no income, he never made me feel like I had no agency in our finances.

I prefer to have joint ownership of everything because when my MIL passed away, there was a certain amount of work for the executor of her estate to disperse the money she had in accounts with her name only. I wouldn't want DH to have to mess around with the title of my car for example, so even though it is "my car" his name is on it too. (This works for us, since we have the same "heirs" aka our children. I know they can't wait to inherit all the boxes in the basement filled with forgotten treasures.)

Remember long distance calls? My mother was hysterical about paying any of those fees. It was a mortal sin to call home collect. She would call me from a pay phone when she was shopping in the metro area, numerous shopping bags around her, rather than pay long distance fees from her house.

I panicked and ruminated unnecessarily it seems. My weight is now within my accepted range again. That is a big relief.

So today is laundry, paper reading, assorted other chores, and another attempt at booking airfare to Scotland.

I'm super-late posting today. It was a good day--warmer and looking like it'll hit nearly 70 degrees next week.

This morning I had a lovely at-home yoga session (by myself). And Liz, for the record from someone who has had a GREAT yoga teacher and years of instruction and yoga practice in classes and by myself, your substitute yoga teacher SUCKS! Nobody who's a good yoga teacher would EVER be judgmental or dismissive of anyone in their class. IMHO, that's grounds for her teacher decertification.

Having said that, I'm very glad you're enjoying your yoga class. Over ten years when I started studying yoga seriously (meaning merely that I joined a twice-a-week class and kept going for years and started doing yoga at home on several non-class days every week) I could barely stand up without falling over. I had terrible balance, wasn't strong, wasn't flexible, was definitely at the bottom of the class. In fact, I had to put my mat in a corner, so if I fell over (and I famously did fall over all the time) I had two walls to fall against, rather than the floor. Anyway, all I really did was just keeping coming to class. And wonder of wonders ... I gradually got better. And then I got more better. And more better. And eventually I even got good at it. And all the time I kept enjoying it more and more. For me it's just lovely and confidence-building. But the one thing it is NOT is competitive, except with myself. And even that's not the kind of competitiveness that ever makes me feel ashamed or self-conscious. I could wax on and on, but I'll end my paean to yoga here.

The rest of my day included a much-needed manicure, a trip to Kroger, lots of gin rummy with DH, and now watching a University of Kentucky basketball game against Arkansas, which is coached by the recent ex-Kentucky coach who took a lot of Kentucky's players to Arkansas with him. It's a close game, which makes it interesting.

That's all I got. Night-night!

Thanks to all for these tips about credit card baloney before, during, and post-marriages. Maybe I will call up Amex and ask them how I can maximize my own situation under all possible cir****tances. Because, as we all know (some of us from personal experience), cir****tances can change without warning.

Getting the cards in your own name is actually a really good idea. I had one card that I used almost exclusively during my first marriage. Ben had a card too but rarely used that card. When he died, I call the CC card company to cancel his card and because I was the secondary on the account, they immediately cancelled mine too. All my automatic deposits, bill pays etc. we?re tied to that card! Poof gone with no warning!

Greetings all

It's raining today but not horribly. Fine with me. I went to the gym and did my walking and did a whole 20 minutes! Amazing what you can do when listening to the Four Tops. I know that 20 min is not much but I started this with the attitude that "I can stand anything for 10 minutes". After that I went to the studio and did some glazing and made a couple of things. Didn't get the clay. Guess I will do that Monday.

Hmmm Liz, yoga has no place for drill sargents. That's why I hate most exercise classes. Some jerk is always nagging you to go faster or whatever. No thanks. I do not respond well to such. Beach club sounds fun.

Continue to get well Paula. I am counting myself lucky that I have never had covid. Would not wi**** on anyone. I looked up chicken soup with floating chicken legs. Looks as bad as it sounds. Who ever thought that was a good idea.

Yay Peps looking and feeling thin! Ain't it grand! Thinking of yourself as slim is truly a wonderful feeling. Love it.

Yeah I bet teachers develop super immunity over the years. My best friend's husband was a family practice doctor and got exposed to every germ on the planet. He never got sick but my friend said she and their daughter got sick all the time. Thought he brought it home.

DH scored a pot pie from the deli. Dinner conundrum is solved.

I actually do not have a Real ID yet so I told DH we have to get them next week. Just in case we ever want to go anywhere. Seems like a good idea.

Yo, it's still light when the news comes on. Hurry up spring.

Diane S