VSG Maintenance Group
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Good Lord!! This really happened? Technology, our friend and foe, but still, I wouldn't expect this!
My money is in an organization called the TRA: Teachers Retirement Account. In my case, the annuity is a much better deal, and depending on what plan I take, DH can inherit the annuity if I die before him. For example, if I take about $90 less a month, he gets survivor benefits of 50% of my monthly payment until he dies. I can't buy life insurance with my pre existing conditions that would work as well. The more you're willing to forgo, the higher % your spouse can get, up to 100%. And if he passes away first, then I get bounce back to my original payment. It gives me a lot of comfort to know if I peace out early, I'm not leaving him high and dry.
Greetings all
We have sun! It's a great day. DH had an early dental appointment so I had the house and TV remote to myself this morning. Watched the awful fire news in LA. We have several family members in the area and they are safe. Texted with my brother who has a house in LA hills but he is fine and not in evacuation area. I worry because it is on one of those winding streets and people got stuck in gridlock. But he is a grown up and not stupid so I have to trust his judgement. LA is so huge it is hard to get a reference point on where everything is. I am a big fan of maps and good ones are hard to find. (blame gps)
So I went to the gym and did walking. The grunter has been replaced by a whistler. Slightly less annoying. After that I went to the studio and started a new wall hanging project. I have this idea but not sure if I can pull it off.
Meanwhile DH had another mission. He bought an adapter that will allow our electric cars to charge at Tesla super chargers. There is one such station about 5 miles away. So he wanted to see if it would actually work which it did. On our last trip we had a few issues with public charging stations (like the car would not let go of the charge plug) but this one worked well. Mission accomplished.
Liz I didn't think about your water aerobics being outside but of course it is. Hope it warms up for you.
Ditto CC. Or at least let the wind calm down. Creaky house in the wind really sets my dogs off. Hope Kirby is more calm. And yikes about the homicidal bed that killed the older lady!! Don't let it fold you into a won ton. I am sure it will be fabulous once you get it figured out.
So I called the eye surgeon office to see where on their immense waiting list I might be for cataract surgery. I am experiencing some issues of things seeming sort of grey and since I already live in Grey county, not good.
Tastee sandwiches again tonight. So easy.
We watched the rest of Virgin River last night. I needed an insulin shot. I told DH I needed something more snarky. But saying that, Baby Reindeer is not for everyone. It is the kind of show that I avoided on a Sunday night before a work Monday because it was disturbing and interrupted sleep.
Peps glad you are less stressed. Agreed on the dog paper thing; do nothing until the case is done. Years ago I heard a similar story involving someone I knew that pertained to a BIS dog. Skullduggery on a co ownership. Hope it goes away. Good news on the retirement stuff.
Not much else. Diane S
on 1/8/25 3:21 pm
It was very chocolates-on-the-conveyor-belt until I remembered the woman who was crushed by her Sleep number bed last year!
Sorry but I chuckled at the mental image of you getting folded up in the bed - sort of like an I Love Lucy episode.
The wind seems to be howling everywhere in the US.
Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish
We play bocce with a couple who used to live in Pacific Palisades. They said the news on what has burnt down very bad. What a shame.
I had a choice when I retired similar to yours on a lump sum or $ in perpetuity. My financial advisor told me to take the payments.
Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish
on 1/8/25 10:36 am
So windy here still and will be for days. My house makes so much noise, especially the large windows when gust**** it. And the screened patio adjacent to my bedroom is a howling wind vortex. All that to say, I don't think it was a fair night to judge the new bed. I did have a surprising interaction with the bed when I accidentally hit a button on the app to raise the head of the bed and then the wifi disconnected from the base, so it wouldn't stop no matter what I did. I thought it was going to fold me in half! I think I will stay away from that app remote and just use the physical remote. Ah, technology is a fickle friend. The heat feature was quite nice, though!
We're going to dinner tonight with a family friend from MI. New restaurant with rave reviews.
A post office trip and a dog walk round out the day.
Take care everyone!
We are having a windy Wednesday (which is not good for the fire down south!), but luckily, the temp is mild. It was in the mid 50s this morning when I got up at O dark thirty. It will even reach 60 degrees today! Whoo hoooo!
214.8 Back to the number with which I am more comfortable. I am 100% going to have to buckle down and focus on my weight loss goals, if I am to get below the 200 mark. I am still resolved not to track and log and micromanage my macros and calories. I think if I focus on choices and my goals I can get it done. I would like to be under 210 by my b'day in mid February. I think that is doable, but will be a push.
My stress level is much better today. But it really did get high yesterday. An additional stressor came into play. The woman who tried to transfer away my ownership of the two dogs we co-own is really pushing me to sign the paperwork now that AKC is breathing down her neck. I was feeling like the bad guy, but I have to remember she did it to herself. She's simply trying to avoid formal consequences for her actions. There is an open case pending about the fraudulent transfer. I won't sign anything until the case has been ruled upon and closed.
An early evening workout helped relieve some stress!
Retirement meeting went as expected. No real surprises, except there was a chunk of change I did not expect to get. I can take as a lump sum or as a lifetime monthly payment. I'm leaning toward the monthly payment in perpetuity. Should I live more than 10 years after retirement, I will be getting more than the lump sum. I've explored instant return annuities and most are paying about 4-5%. That doesn't come close to the additional annuity income the state is allowing. But I have time to figure it all out.
RV situation is resolved. Wasn't hard, just time consuming with a bit of a drive. I will order a new dishwasher and get the plumber out for the water heater next week.
Hoping for fire containment in the southland today!
Haven't we all!
Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish
Yeah, "Calm down!" always works when someone says that to me. LOL!
Full disclosure: I've said it also with the same disappointing results.
ANN 5'5", AGE 74, HW 235.6 (BMI 39.2), SW 216, GW 150, CW 132, BMI 22
POUNDS LOST: Pre-op -20, M1 -10, M2 -11, M3 -10, M4 -10, M5 -7, M6 -5, M7 -6, M8 -4, M9 -4,
NEXT 10 MOS. -12, TOTAL -100 LBS.