VSG Maintenance Group
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Not the easiest way to lose weight!
Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish
132.5. Stayed the same today! Hard to believe I'm only 2.5 lbs. to goal! I wouldn't be surprised if the weight went up a little as I start to eat my normal deficit calories instead of half of what I should be eating! Appetite is still not back to normal and Covid has attacked the GI system as well!
Overall I'm feeling much better! Weak and fatigued and the bathroom issues but most other symptoms have gone by the wayside!
Still plan on laying low (not sure my body would allow otherwise anyway).
Previously I never really thought about the ramifications of separate accounts when one dies - by the time DH died I had moved all property to my name since I had POA. But keeping everything separate with current DH except for our jointly owned Florida home and car basically works since everything else of mine would go to my kids (and the same for DH).
Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish
Liz, I built credit when I was young the same way, except instead of Sears, it was a JC Penny's card. I remember charging a pillow, and then paying it off to get started.
It's really interesting how families set up finances. My MIL kept all the money she earned separate, and my FIL paid all the bills from his salary. My parents income came from their rental properties and their Veterinary Clinic. My Mom was business manager of both enterprises and they had nothing but joint accounts. Another friend saw her Mom left with nothing after a divorce, so she chooses to keep separate accounts. When DH and I got married, we had a joint account, and I had a separate account. I wanted it so I could buy things like a new pair of shoes without any discussion. I discovered that DH was never going to question my purchases, so eventually I closed it. When I was a stay at home Mom, and had no income, he never made me feel like I had no agency in our finances.
I prefer to have joint ownership of everything because when my MIL passed away, there was a certain amount of work for the executor of her estate to disperse the money she had in accounts with her name only. I wouldn't want DH to have to mess around with the title of my car for example, so even though it is "my car" his name is on it too. (This works for us, since we have the same "heirs" aka our children. I know they can't wait to inherit all the boxes in the basement filled with forgotten treasures.)
Remember long distance calls? My mother was hysterical about paying any of those fees. It was a mortal sin to call home collect. She would call me from a pay phone when she was shopping in the metro area, numerous shopping bags around her, rather than pay long distance fees from her house.
I panicked and ruminated unnecessarily it seems. My weight is now within my accepted range again. That is a big relief.
So today is laundry, paper reading, assorted other chores, and another attempt at booking airfare to Scotland.
119.8
Credit history is so important to think about as we never know what the future will bring. Apparently I was lucky in that I built and retained my own history through all my years of marriage by chance not design. I was married so young the first time that I had no credit when I divorced at 21. Once I had a fulltime job I applied for a Sears credit card and built credit in dribs and drabs (I can't remember the limit but it was pretty tiny). Over time I applied for and received other cards including Amex, Visa, MC etc. I always paid them off each month. Deceased DH and I never had any joint accounts other than one checking account and a mortgage. My car purchases and loans were in my name. I didn't want to give any of that up at any point because to me it represented my ability to take care of myself. And so it continues now.
I thought yoga was supposed to be a no guilt, do what you can do environment! Thanks for reinforcing that. Hopefully she won't teach more than another class or two until the other instructor who is the head of the fitness program is back. Speaking of which I heard something gossipy about her last night. Apparently her trip which triggered the substitute teacher is with one of the members of our club. The man was widowed suddenly last spring. Lots of negative feelings by some members about it especially from those who were close to his deceased wife. I think they should MYOB and am glad he is pursuing happiness. And those who say it is improper for an employee to date a club member are totally full of it. Lots of history of that happening. Several marriages here are the result of that even though the newer members don't know that one partner used to work here.
So the beach club was a bust yesterday other than for eating as it clouded up about an hour after we got there and the wind shifted to coming from the north. We came home for the afternoon and I used my sewing machine to take in about 10 articles of clothing which I had not been able to wear. So a productive day anyway.
Today the bus leaves at 7:30 for Sunday breakfast, then we will have a Justice walk. DH and I are playing golf together this afternoon. This evening we are meeting for dinner with the two couples we are chartering a boat with next month. When we made the arrangements it seemed so far off. Now it is less than six weeks away and all paid for which is nice.
Have a sensational Sunday!
Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish
I'm super-late posting today. It was a good day--warmer and looking like it'll hit nearly 70 degrees next week.
This morning I had a lovely at-home yoga session (by myself). And Liz, for the record from someone who has had a GREAT yoga teacher and years of instruction and yoga practice in classes and by myself, your substitute yoga teacher SUCKS! Nobody who's a good yoga teacher would EVER be judgmental or dismissive of anyone in their class. IMHO, that's grounds for her teacher decertification.
Having said that, I'm very glad you're enjoying your yoga class. Over ten years when I started studying yoga seriously (meaning merely that I joined a twice-a-week class and kept going for years and started doing yoga at home on several non-class days every week) I could barely stand up without falling over. I had terrible balance, wasn't strong, wasn't flexible, was definitely at the bottom of the class. In fact, I had to put my mat in a corner, so if I fell over (and I famously did fall over all the time) I had two walls to fall against, rather than the floor. Anyway, all I really did was just keeping coming to class. And wonder of wonders ... I gradually got better. And then I got more better. And more better. And eventually I even got good at it. And all the time I kept enjoying it more and more. For me it's just lovely and confidence-building. But the one thing it is NOT is competitive, except with myself. And even that's not the kind of competitiveness that ever makes me feel ashamed or self-conscious. I could wax on and on, but I'll end my paean to yoga here.
The rest of my day included a much-needed manicure, a trip to Kroger, lots of gin rummy with DH, and now watching a University of Kentucky basketball game against Arkansas, which is coached by the recent ex-Kentucky coach who took a lot of Kentucky's players to Arkansas with him. It's a close game, which makes it interesting.
That's all I got. Night-night!
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ANN 5'5", AGE 74, HW 235.6 (BMI 39.2), SW 216, GW 150, CW 132, BMI 22
POUNDS LOST: Pre-op -20, M1 -10, M2 -11, M3 -10, M4 -10, M5 -7, M6 -5, M7 -6, M8 -4, M9 -4,
NEXT 10 MOS. -12, TOTAL -100 LBS.
Thanks to all for these tips about credit card baloney before, during, and post-marriages. Maybe I will call up Amex and ask them how I can maximize my own situation under all possible cir****tances. Because, as we all know (some of us from personal experience), cir****tances can change without warning.
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ANN 5'5", AGE 74, HW 235.6 (BMI 39.2), SW 216, GW 150, CW 132, BMI 22
POUNDS LOST: Pre-op -20, M1 -10, M2 -11, M3 -10, M4 -10, M5 -7, M6 -5, M7 -6, M8 -4, M9 -4,
NEXT 10 MOS. -12, TOTAL -100 LBS.
Peps, please ramble on all you wish. I like hearing your voice.
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ANN 5'5", AGE 74, HW 235.6 (BMI 39.2), SW 216, GW 150, CW 132, BMI 22
POUNDS LOST: Pre-op -20, M1 -10, M2 -11, M3 -10, M4 -10, M5 -7, M6 -5, M7 -6, M8 -4, M9 -4,
NEXT 10 MOS. -12, TOTAL -100 LBS.
Getting the cards in your own name is actually a really good idea. I had one card that I used almost exclusively during my first marriage. Ben had a card too but rarely used that card. When he died, I call the CC card company to cancel his card and because I was the secondary on the account, they immediately cancelled mine too. All my automatic deposits, bill pays etc. we?re tied to that card! Poof gone with no warning!