VSG Maintenance Group

Recent Posts

Liz WantsHealthForAll
on 7/6/25 10:37 pm - Cape Cod, MA
VSG on 03/28/16
Topic: RE: Sunday, July 6, 2025

Just educate yourself as much as possible on the Medicare options. Unfortunately a plan that may work well for people for years may not if an illness occurs which requires different coverage. So it is best to choose a plan which will work for the future rather than just what is affordable today.

We have hydrangeas and hot weather during the summer on Cape Cod. We just have to water them more. They love the sandy soil.

Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish

Liz WantsHealthForAll
on 7/6/25 10:32 pm - Cape Cod, MA
VSG on 03/28/16
Topic: RE: Sunday, July 6, 2025

You always seem to a lot to do every day. Don't think you will ever be bored in retirement!

I didn't realize that travel insurance changed a lot after 75 (though I guess that makes sense from an actuarial standpoint) nor did I know some Advantage plans have foreign coverage (none I had looked at did). That's great that Minnesota is going to make it easier to switch. As you know deceased DH's Advantage plan ended up not being terribly advantageous when he was in his last couple of years and I couldn't switch him because of the dementia.

BTW, SIL DID buy travel insurance for this trip. Lucky her!

Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish

CC C.
on 7/6/25 7:03 pm
Topic: RE: Sunday, July 6, 2025

We made it to MI and are settled. Kirby is in doggy heaven and is being such a good boy so far. It was roasting and humid yesterday and cold and rainy today. Maybe a happy medium would be good!

I would happily sign up for Medicare if it was time. My health insurance is ridiculous, not being eligible for Cobra or a former employer plan. My insurance is terrible and incredibly expensive. I shudder to think what it will increase to over the next 12 years!

Speaking of insurance, I got my renewal for my personal umbrella policy. It went up a whopping 118% for next year. That's insane. I raised my policy limit after friends of ours got sued for $3 million when a woman chased her loose dog onto their property at their beach house and got bitten by their golden retriever when the woman put her arm between the two dogs. It's a scenario that could easily happen here in MI and even if Kirby is sweet, someone sticking their arm in the path of his mouth if he was run at by a strange dog could be accidentally bitten. And people suck and are litigious. State Farm is raising all their umbrella policy rates astronomically to "stay viable". Grrr.

I think that's all I know right now. Off to sleep in the cool air with all the windows open. What a treat!

Paula1965
on 7/6/25 4:12 pm
VSG on 04/01/15
Topic: RE: Sunday, July 6, 2025

Still no weight since I couldn't get a morning one. We left early so we're around home just before noon!

DH and I didn't get good sleep on the hotel bed so we napped almost as soon as we got home. Dinner with DC at the neighborhood Mexican joint. It was very good! I stepped out and ordered something new for me. There are at least. 2-3 Paula sized meals left but DC was eyeing up the leftovers for tomorrow.

Went grocery shopping and will try 2 new recipes this week, Greek turkey meatballs (was that one from someone on here?) and Mexican shrimp ****tail.
Tomorrow will finish up the shopping with a Costco run.

Like Peps, it will be a few years before I need to select a Medicare plan but you all have given me some things to think about. I've never purchased travel health insurance before either. Another thing to consider!

Peps, you looked wonderful in the pics from the dog show. Your smile lights up the place! Why didn't we get a pic with DS in it?

Yes, we need an update from our more quiet members!



5' 4" tall, HW: 242, SW:215.4 Weight Loss - pre-op: - 26.6, M1: -15.4, M2: -16, M3: -11.4, M4: -11.2, M5: -12.2, M6: -7.4, M7: -7.8, M8: -2.0 Goal of 130 lbs. reached at 8 months, 2 days post-op!












DiamondD
on 7/6/25 1:20 pm
VSG on 06/13/12
Topic: RE: Sunday, July 6, 2025

My Texas BIL lives near the Guadalupe River, by New Brunfels. It's a beautiful recreational river that becomes a killer with little warning. The stories are going to become even sadder I fear, as we learn about families losing multiple children, siblings, cousins, grandchildren. It's just heart wrenching to think about those little ones, too young to even try to save themselves. Lord have mercy.

diane S.
on 7/6/25 12:26 pm
Topic: RE: Sunday, July 6, 2025

Peps eating the world class ice cream.


      
                   Join US On The VSG Maintenance Group Forum!! 
                  http://www.obesityhelp.com/group/VSGM/discussion/
  
diane S.
on 7/6/25 12:25 pm
Topic: RE: Sunday, July 6, 2025

Greetings all

As Peps reported it is foggy here this morning. I like the fog due to its cooling effect. So I am lounging about before my gallery shift this afternoon. Yesterday was fun and I enjoyed being back in the dog show world. I used to know a lot of people in this crowd but not anymore. And for the record, Peps made me eat the ice cream LOL. It was exceptionally good and I think it is because the local area is full of dairy farms and so the milk and cream has not spent days in storage and transport. Anyway, that ice cream stand is now on my radar.

DD nice that you are having a good porch day. Thanks for the movie reference. Yes we need to hear from the rest of the tribe! Yoo Hoo!. Yeah medicare supplements go up and up. Seemed pretty cheap at age 65 but not so at age 73. Oh well. For the time being I have the pricy supplement. I did not pay one cent for my cataract surgery.

Safe travels home Liz. What a spectacular trip. Healing energy to your SIL.

Peps kick more dog show butt today. Bet you do. Worth the trip to this odd little corner of the world. Everyone, the entire town of Ferndale is on the Historic Registry as a victorian village. It has wonderful architecture and the downtown looks like 150 years ago. It also has a really interesting cemetery. Check it out on the internet.

CC are you traveled yet? Hope all is well.

Not much else. I am very sad about these horrible floods in Texas and wondering what can be learned about better warnings and safety measures. It looks like the water rose at an astonishing rate in the middle of the night.

I will maybe get a pizza for tonight. trinidad has a pretty good little pizza place. time to gear up for my gallery shift in an hour. Still waiting for clean clothes from the dryer.

Diane S


      
                   Join US On The VSG Maintenance Group Forum!! 
                  http://www.obesityhelp.com/group/VSGM/discussion/
  
Peps
on 7/6/25 11:52 am
Topic: RE: Sunday, July 6, 2025

It is great dog show weather here in Ferndale, but it's too cold for me! The weather is very much like the weather was in Oakland when I was growing up. Foggy all morning, sunny for a few hours and then the fog rolls back in around 4 pm. I grew to hate that summer weather pattern. Guess I still sort of do. But, one can have hydrangeas and English cottage gardens here and it's rarely too hot to work in the garden here, as well. So there are perks. But I don't like feeling like I can't get warm!

I have my overnight stays for my road trip to Ohio completed. I should probably make sure I have everything set for the way home, too.

I'm glad I have 3.5 years before needing to sign up for medicare! I'm not looking forward to the process.

Not much else since last night.

DiamondD
on 7/6/25 9:41 am, edited 7/6/25 2:43 am
VSG on 06/13/12
Topic: RE: Sunday, July 6, 2025

The medigap info is good to know. In my perusal of independent policies, they are pretty affordable up until about 75. Some of the policies won't even insure you after that age, or the price goes up dramatically. Medigap may be really helpful in that regard. Sadly, we have crunched the numbers, and I don't foresee we will be able to afford original Medicare and a gap plan. We will probably have to go the advantage plan route, even though I would prefer not to. One saving grace, Minnesota is implementing a law that medi gap plans cannot ding you for pre existing conditions if you decide later you want original Medicare, so switching doesn't have the same financial hit as it does in some other states. There are 2 advantage plans we can use that have some overseas coverage, but I'd probably still buy some additional coverage for long stays like Brazil.

Peps congratulations on great outcomes at the show! And Diane, congratulations on scoring free ice cream. Winning all around :)

Paula, looks like you've made the most of your trip to LaCross. We spent a weekend there, and found it gone very scenic. I've always meant to visit 4 Sisters Winery.

CC, are you in route to Michigan?

I know Ann and Ocean Diane check in from time to time. We haven't heard from Miss150 for quite awhile. Missing your updates. And as always, miss hearing from Shirl, but understand she is very busy with work and all the care she lavishes on her family.

I'm overly proud of myself that we decided to go see a movie yesterday when I was planning to work out, but I worked out in the evening instead. DH came with me, so we had a post movie date :) We saw The Life of Chuck. I would highly recommend it. Thought provoking and ultimately uplifting.

After the rain yesterday, today is absolutely gorgeous. Sunny, low humidity, low 80s. I am sacked out in my porch chair, ready to make my way through the NYT Sunday paper. Later on, off to see Cabaret. The theater had opened a pop up bar named after the club in the musical: The Kit Kat Bar. You know we're going to check it out!

Liz WantsHealthForAll
on 7/5/25 11:53 pm - Cape Cod, MA
VSG on 03/28/16
Topic: Sunday, July 6, 2025

Last full day in Barcelona. Yesterday's bus riding was disappointing but we enjoyed walking around the Gothic quarter again last night. Definitely our favorite part of the city.

Today everything is closed until after lunch since it is Sunday, so we will have a leisurely brunch after a walk, then we have a tour at the Sagrada Familia at 1:30. If we still have energy we might try to tour the Cathedral of Barcelona afterwards. A possible walk this morning is to the Diving pool from the 92 Olympics.

Hopefully SIL has her procedure this morning and it makes her comfortable enough to fly home in 3-4 days (that is the recovery time in the hospital afterwards).

I had forgotten when I responded to DD yesterday that one of the things we had looked for in choosing our Medigap plans was coverage in foreign countries. It is not available on Advantage plans. The Medigap coverage has either coinsurance and/or a deductible and a lifetime cap, so in the future it might be wise for us to get travel insurance.

Have a satisfactory Sunday!

Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish

×