MOUNTAIN STATE BCBS???

I AM NEW TO THIS SIGHT AND I JUST WANTED TO SAY HELLO TO EVERYONE!! I ALSO HAVE A QUESTION, I AM LOOKING INTO A INDIVIDUAL POLICY WITH MOUNTAIN ST. BCBS. IF ANYONE HAS USED THIS INSURANCE OR KNOWS ANYTHING ABOUT THIER POLICY PLEASE FILL ME IN. I DO NOT HAVE INSURANCE AVAILABLE TO ME AT WORK AND I AM DESPERATE TO HAVE THIS SURGERY. MY BMI IS WELL OVER 50 AND I AM A MOTHER OF FOUR YOUNG CHILDREN. PAYING FOR THIS SURGERY IS NOT AN OPTION. ANY INFO WOULD BE GREATLY APPRECIATED!!!

Bobbi, Currently the BC/BS Mountain State is one of the insurances that is very good about coverage but they do have a strict criteria that you MUST have six consecutive months of physician supervised weight loss with monthly visits to that physician with documentation of weight each month. They also will generally require that you lose weight on the program or they will not count it. Other than that, their criteria is pretty standard. Good Luck, Dr. Stickler

Oh My Goodness. I would have never guessed that you would be the one to reply. I guess that all these good things that I have read about you are true. You do care take the time to respond to the members on this site and answer questions. Thanks so much for your help. I was the one that came to your office 09/26/05 with Jenny Whisman and you were very helpful then as well. I took your advise about the BCBS and I got some quotes. @ 250. a month... how long should I wait to submit a request for surgery. (remember please that my income is very limited) Thanks again so much for caring.

Bobbi, I would wait until you have almost completed the full six months of the physician supervised dieting. Dr. Stickler

Okay here we go again. I have 6 months of Dr supervised weight loss on paper now. Do you think that I may have a chance with medicaid paying for this or should I go on with the BCBS?