How Long??!!

Hey all  ~

It has been awhile since I posted....and I am hoping you guys have some answers to settled my nerves.  Everything is ready to go to insurance for approval EXCEPT my stupid psych letter.  Psychologist wont have it ready till Monday.  Anyway...how long did you guys have to wait to find out if you were approved?  I know it varies widely, I just want an idea.  I have United Healthcare (HMO) now, but have to go to BCBS (PPO) after 1st of the year, which would raise out of pocket cost of surgery tremendously.  I really want this done by the end of of the year, but my surgeon is already booking for late Oct/Nov.  *sigh*

Thanks for ur help.  =)

i have United Healthcare HRA and was approved 18 days after paperwork was submitted to them.  sending best wishes your way!

BCBS approved me within 2-3 days, if that helps.

Good luck!

Thanks guys....I know what will be, will be.  It is out of my hands.  All I can do is do my part.
  The delay on the psych eval was partly may fault...i didnt realize it had to be submitted with my info for approval, i thought it was my surgeon's requirement, and could do it after approval.  And, it is partly the psychologists part, promising one thing, delivering another..=(

It all happens for a reason.....=)

If they will have everything in hand, it shouldn't take long, as long as you are asking for a surgery they usually approve.  Mine was BCBS of NC but it didn't take more than a day or two.

I have United Health Care with HRA also.  Mine was approved the afternoon of the same day they received the last requirement, which was my psych report.
Good Luck with everything.  I hope you can get it in this year!

Linda

6 days. Surgeon's office submitted request 9/3 and letter was dated 9/9 (from BCBS of MA)

 immediate reply = they submitted and heard while i was sitting there .  I couldnt believe it ....  

I have Humana and they approve everyone that meets BMI criteria, so I knew before I submitted.  They emailed me 2 days later with an approval.  My surgeon's office was slow submitting and scheduling though.