Swing some lizards, say some prayers
So tomorrow DH and I are going to the bank to see if I can get a loan to pay for it (I qualify for Pell grant and direct loans, but signing up this late they won't come out till October and I have to pay up front, then get paid back). In the meantime I am scrambling to find a daycare to take DS part time. All of the centers around here, including the one I already have him signed up for since I am supposed to start a full time job next week, only take babies full day.
If it is meant to be, it will be, but my head is spinning and I am so excited at the thoughts of being a college graduate and making decent money in a few years!
Did you fill out the FAFSA? They woudn't let us do ANYTHING until we've done that.
Good luck with banks - they can be tough and have high interest rates.
If you get the PELL and it won't be until Oct, do you have a credit card you can put it on until then, then pay it off when the PELL comes in? Do you have a car paid off you can take a loan out against? That may be a cheaper rate until the PELL comes in. Signature loans can be very expensive...
I know day care is such an issue. Does the college have any kind of program? Some do... some don't...
Do you know any other mothers that may want to make a little cash part time? How about church (if you go)?
Good luck! Let us know how it goes.
HW-218/SW-208/CW-126/ Lowest Weight-121/Goal-125 - hit 8/23/09/Height-5'3"
Regain 30 lbs from 2012 to 2016 - got back on track and lost it. Took 8 months.
90+/- pounds lost BMI - 24 or so
Starting BMI between 35 and 40ish?
Join us on the Lightweights Board!
Our bank has a student loan program that is pretty similar to the direct loan rates, no early payoff penalty, low interest rates, etc. but our credit is pretty extended. DH is calling is dad this evening to see if he will co-sign since we already know the loan can be paid off completely when the PELL grant comes through. We got rid of all credit cards last year through a debt consolidation program to lower our bills. I think FIL should come through and co-sign. The school has a payment plan that we could probably swing for tuition, but the books are so dang high and we can't afford that.
I just got an e-mail from a friend that is staying at home right now, so I gave her my schedule and am crossing my fingers that she can do it.
Duodenal Switch (Lap) 01-24-11 | Surgeon: Stephen Boyce | High weight: 250 in 2002 | Surgery weight: 203 | Lowest weight: 121 | Current weight: 135 | Goal weight: 135
--gina
5'1" -- HW 195/SW 187/GW 115 July 08/CW 121 Dec 2012
******GOAL*******
Starting BMI between 35 and 40ish?
Join us on the Lightweights Board!
DS on Aug 9, 2007 with Dr. Hazem Elariny
66 yrs young, 4'11" hw 220, goal 120 met at 12 months, cw 129 learning Maintainance
Between 35-40 BMI? join us on the Lightweight board. the Lightweight Board
School is a lot more expensive than it used to be, but there are also more opportunities available for loans, grants, and jobs. I wish you success. You certainly have the determination and steadfastness to be successful in your pursuit of being a Registered Nurse.