new here... blue cross denied cuz of weight

Recently i applied for Blue cross health insurance and i was denied because of my weight. I'm 5'4" 300.... They said I had to weight 221 for six months to be approved......IF I COULD loose that weight on my own I would... please does anyone have this problem or does anyone weigh around the same weight, and who's your insurance company ? What insurance companys gave you problems .... any help is very much apperciated... sorry for cross-posts

Hi Nichole, Something about this sounds terribly wrong, I used Aetna, but requiring to be at a certain weight for six months? I would appeal. I could understand you have to have 6 months of documentation, but this doesn't make sense.

I have to agree with Ebony. Something sound fishy about that. Maybe you could speak with your HR department and have them research this for you. They will most likely be able to get better answers out of the insurance company. HR tends to know just the right questions to ask. Kimmie

Well I have BCBS of California and I'm 5'5 and weigh 310.....My insurance has me in these sixth month patient education classes and we have to lose and maintain a 10 pound weight loss for the six month period. I think maybe you got some wrong information and I would check into it. I would call the insurance company and also talk to your PCP.

I think i've got you confused... I'm trying to get approved of insurance (not for surgrey, yet).... have to get insurance first!!!

i was denied all over the place for insurance because of my weight at 5'4" and 240 lbs. i had to envoke HIPPA to make sure i got continued coverage. if you've had insurance coverage within the last 60 days you can apply for HIPPA coverage with any insurance company (i did with with blue cross of california). it's a little more expensive with less coverage, but it's better than nothing. i got it a few months before i applied for WLS and i know that i'll have to continue on it for at least a year from my surgery date because most insurance companiess won't cover you if you've had surgery within the last year. catch-22 about that weight, huh? the other idea is to search like mad for a job with employer-sponsored health benefits. they can't deny you coverage then. not easy to do, but it's an idea.