a little white lie....
when i was applying for health insurance coverage, i wondered about this too. frankly, i doubt that any one in the company would notice (all that paperwork) but i just didn't feel right about it. i ended up doing a HIPPA coverage for blue cross which costs more and has less benefits (my deductible is a whopping $1500/yr and my co-pay for the WLS is $1250) than standard insurance plans but it's better than nothing.
to get started on WLS, i didn't see my PCP, i went straight to the WLS doc and he approved me. frankly, the WLS docs have a great system for screening patients and are very familiar with the hassles of insurance companies and seem to know just how to work with them. i'd go straight to a WLS doc of your choosing and get the ball rolling. mine had a case manager who walked me through everthing.
I think what she is saying is that she is having a hard time getting approved for insurance coverage, not WLS. When you are buying insurance on your own, they may not insure you for being so overweight, it's a risk for them. I wouldn't do this because if you plan on going in right away to get your consultations, the insurer may deny you for lying. If they see that 1 month after getting insured you're 50 lbs more than you said on the application, I think that would be grounds for denying you and revoking your coverage. If you lie by say 20 lbs, it's possible to say that you haven't weighed yourself in a while or you just put it on. But truthfully, any amount of weight that's worth lying over to get coverage for, is too much to pretend you didnt know. Good luck!
Hi Ashley,
Like others have said I wouldn't lie about it, but there are ways to increase your weight...heavy clothes...not taking off your shoes...putting rolls of quarters in your pockets...wearing ankle weights. I was in a hospital for eating disorders at one point and the aneorexics used these tricks. I don't advise this at all, but there are always ways to increase your weight for documentation purposes. I didn't need to lie at 356 with high blood pressure, but some people who are "borderline" qualifiers might. Again I do not advise lying cause like others mentioned it could be insurance fraud. I really don't know your situation and i have found over the years that its best not to judge.....plus u asked, so there it is Good luck to you!
Hugs,
Sara