a little white lie....

ashloretta
on 9/29/05 4:08 pm - Placerville, CA
Hey everyone! Has anyone lied about their weight while applying for insurance? I was thinking about doing that, but got freaked out....what would my PCP say, on my first checkup? Anyway, any liars out there.....lol be greatly appreciated of your advice. Thanks Ash
(deactivated member)
on 9/30/05 4:35 am - Western New York, NY
I don't think you should lie...because if you really do qualify for this surgery, you shouldn't have to.
PHA STAR
on 9/30/05 5:07 am - washington, DC
I agree with Lisa...If you REALLY qualify for WLS you will not have to lie, and the insurance company may consider that INSURANCE FRAUD So please don't lie, our politicians do enough of that for us, and you see where that has gotten us
ashloretta
on 9/30/05 5:18 am - Placerville, CA
Thanks so much guys for the input. I knew that I shouldn't lie in the first place as well. But i feel that I will go knowhere with kaiser. I was supposed to have an appointment with my PCP on Wed. but he was sick, now I have rescheduled it for today. Thanks guys! ~Ash
Kari M.
on 9/30/05 5:30 pm - Pasadena, CA
when i was applying for health insurance coverage, i wondered about this too. frankly, i doubt that any one in the company would notice (all that paperwork) but i just didn't feel right about it. i ended up doing a HIPPA coverage for blue cross which costs more and has less benefits (my deductible is a whopping $1500/yr and my co-pay for the WLS is $1250) than standard insurance plans but it's better than nothing. to get started on WLS, i didn't see my PCP, i went straight to the WLS doc and he approved me. frankly, the WLS docs have a great system for screening patients and are very familiar with the hassles of insurance companies and seem to know just how to work with them. i'd go straight to a WLS doc of your choosing and get the ball rolling. mine had a case manager who walked me through everthing.
LawGirl
on 10/1/05 4:17 pm - Santa Monica, CA
RNY on 02/01/06 with
I think what she is saying is that she is having a hard time getting approved for insurance coverage, not WLS. When you are buying insurance on your own, they may not insure you for being so overweight, it's a risk for them. I wouldn't do this because if you plan on going in right away to get your consultations, the insurer may deny you for lying. If they see that 1 month after getting insured you're 50 lbs more than you said on the application, I think that would be grounds for denying you and revoking your coverage. If you lie by say 20 lbs, it's possible to say that you haven't weighed yourself in a while or you just put it on. But truthfully, any amount of weight that's worth lying over to get coverage for, is too much to pretend you didnt know. Good luck!
Sara A
on 10/6/05 9:48 am - Lawrenceville, NJ
Hi Ashley, Like others have said I wouldn't lie about it, but there are ways to increase your weight...heavy clothes...not taking off your shoes...putting rolls of quarters in your pockets...wearing ankle weights. I was in a hospital for eating disorders at one point and the aneorexics used these tricks. I don't advise this at all, but there are always ways to increase your weight for documentation purposes. I didn't need to lie at 356 with high blood pressure, but some people who are "borderline" qualifiers might. Again I do not advise lying cause like others mentioned it could be insurance fraud. I really don't know your situation and i have found over the years that its best not to judge.....plus u asked, so there it is Good luck to you! Hugs, Sara
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