Paying for surgery BEFORE sugery???

kayleesmommy2007
on 1/16/10 1:05 am
Hello everybody!!!

I hope everybody is having a blessed weekend!!! 

I have a question about paying for surgery!  I have UHC,  and its covered at 90% for my WLS.  I am scheduled for Feb 4th.  I have made several e-mails and calls to the hospital where I am having surgery, and my doctors office.  Know body can give me an answer yet!  :-(

I just want to be prepared to pay my 10% to the hospital before hand, as they will NOT do a particle payment.  They are very strict on this policy!  I know that my surgeon will be a different bill, as well as anesthesia, (My surgeon said that they will bill me after my insurance has paid, so no worries there, and they will take particle payments, but the hospital is just so freak strict, as I imagine most are that strict!) but what is the total for just the hospital???  or a round about figure???

I have been saving for a while now and have quite a bit put back, and I will be getting a large tax refund next week!  I just don't want to start buying a few thing that I need, and don't want to NOT have enough in my savings to cover it!!!  I want to be prepared, and make SURE that nothing can stop me!!! 

(I have already met my deductible for the year, so I know that will not be an issue!!!) 

Any suggestions or amounts would be greatly appreciated!!! 


Thanks everybody, and have a great day!!! 
Jess 


I am also having RNY if that helps!!!  :-)



"Life is to short, so make a decision and give it 110%"
 
     
  
besca17
on 1/16/10 1:11 am - clinton twp, MI
my insurance also covered 90% and I owe around 1800.00 total. not including anesthesia. hope this helps, not sure how different it will be for you. and good luck!
    
kayleesmommy2007
on 1/16/10 1:42 am
Thank you soo  much!  :-)  And I know that mine might be different, but now i have an estimate!  :-)

Was this for just the hospital, or hospital and surgeon?

Thanks again,
Jess




"Life is to short, so make a decision and give it 110%"
 
     
  
besca17
on 1/16/10 9:42 am - clinton twp, MI
i believe it was combined. i only received one bill for everything other then the anesthesia.
    
kayleesmommy2007
on 1/16/10 1:47 pm
Thanks!  You are awesome!  I posted this on several different forums, and you gav me the best answer!!! 

Thanks!!!

Did you have to pre-pay your 10% too, or did you just get a bill in the mail?

Thanks again,
Jess




"Life is to short, so make a decision and give it 110%"
 
     
  
besca17
on 1/17/10 12:43 am - clinton twp, MI
got a bill about a month after, and they are letting me pay a little a bit every month which is awesome.
    
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