The best news ever.....
I haven't really brought this up on this to you guys yet but I just have to share what I consider a miracle that happened today....it might get a little wordy, so I apologize.
So our insurance company is a bit stingy when it comes to paying a decent amount for WLS, as in they pretty much only paid $10,000 plus some extra for the hospital stay, etc. I was in the beginning misquoted as the amount we would owe after surgery, it turned out to be WAY more by the time surgery was over and there wasn't a whole lot we could do about it then. So the final statements came and the whole thing ended up costing more than my 4 years of student loans for college. Needless to say I was crushed and blamed myself for putting my family in so much debt. Don't get me wrong, I love my surgery and I know it was the right decision but on the financial aspect I felt horribly guilty. Then I come to find out from the hospital that all balances need to be paid within 8 months of the time of the hospital stay......are they kidding? I don't know one person who could do that without selling some sort of body part (and I've already had enough removed, thank you very much). Don't get the wrong idea, my husband and I don't squander our money...we live very conservatively and have a very strict budget we stick to. I had every intention of paying what I owed but I knew it couldn't possibly happen in 8 months..no way. So in the last 4 months, I've been doing A LOT of praying, crying and stressing out on a daily basis.
I got a phone call this morning from the hospital and we got approved for financial help with our bill. They were beyond generous...like I said before, I was all set to pay the whole bill (somehow) but instead of taking years to do it, it's now only going to take us about 6 months. I started crying over the phone to the poor guy talking to me because I was so happy...I'm sure he thought I was crazy but I don't care! I called my husband and he couldn't even say anything he was so shocked. Then I called my mom and we both cried. I just kept thanking God that it all worked out and I will be thanking him probably for the rest of my (healthy) life.
This is seriously ranks up with the best days of my life. I feel such a relief that I can't even begin to describe it in words. I think now I can FULLY enjoy my surgery without the guilt and worry I was going through before.
I just wanted to share with all of you and say thanks for being so supportive through it all!
~Emily~
So our insurance company is a bit stingy when it comes to paying a decent amount for WLS, as in they pretty much only paid $10,000 plus some extra for the hospital stay, etc. I was in the beginning misquoted as the amount we would owe after surgery, it turned out to be WAY more by the time surgery was over and there wasn't a whole lot we could do about it then. So the final statements came and the whole thing ended up costing more than my 4 years of student loans for college. Needless to say I was crushed and blamed myself for putting my family in so much debt. Don't get me wrong, I love my surgery and I know it was the right decision but on the financial aspect I felt horribly guilty. Then I come to find out from the hospital that all balances need to be paid within 8 months of the time of the hospital stay......are they kidding? I don't know one person who could do that without selling some sort of body part (and I've already had enough removed, thank you very much). Don't get the wrong idea, my husband and I don't squander our money...we live very conservatively and have a very strict budget we stick to. I had every intention of paying what I owed but I knew it couldn't possibly happen in 8 months..no way. So in the last 4 months, I've been doing A LOT of praying, crying and stressing out on a daily basis.
I got a phone call this morning from the hospital and we got approved for financial help with our bill. They were beyond generous...like I said before, I was all set to pay the whole bill (somehow) but instead of taking years to do it, it's now only going to take us about 6 months. I started crying over the phone to the poor guy talking to me because I was so happy...I'm sure he thought I was crazy but I don't care! I called my husband and he couldn't even say anything he was so shocked. Then I called my mom and we both cried. I just kept thanking God that it all worked out and I will be thanking him probably for the rest of my (healthy) life.
This is seriously ranks up with the best days of my life. I feel such a relief that I can't even begin to describe it in words. I think now I can FULLY enjoy my surgery without the guilt and worry I was going through before.
I just wanted to share with all of you and say thanks for being so supportive through it all!
~Emily~
"Tis better to be hated for who you are than loved for who you are not"
You simply cannot be beaten if, at the end of the day, some tiny part of you can still whisper: "I will try again tomorrow" 
g1rl 0n f1re
on 4/1/09 11:01 pm - City of Angels, CA
on 4/1/09 11:01 pm - City of Angels, CA
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