1.5 months to go on Supervised diet...

Ughh.  I have 1.5 months to go on this supervised diet. At first I was all excited and not worried at all labout approval.

My insurance excludes weight loss surgery with the exception of surgery for Morbid Obesity when approved by SHPS.  SHPS is a third party approver.  So if they approve me the insurance will cover it.  I am starting to worry now - I mean I will complete all of the requirements but I have not really been losing weight  - I gain I lose  - it is a vicious cycle.  (I actually just stopped doing the restricted calories and am doing low carb - I cheated too often on the restricted calories. I am hoping low carb will help) 

I have lost 5 lbs that I have kept off but keep gaining and losing the next 2-3 lbs. That really sucks for 4 months of dieting!!  What iif I am supposed to lose a percentage?? I don't know what to do!

And what if the guy just doesn't feel like covering it?  I am guessing my surgey - if approved - will be in January or Feb because my 6 month diet ends on Dec 13.  We have an HSA account - I was going to put $1500 in it (my max out of pocket - to pay for the surgery) But if it does not get approved I am going to have all that cash tied up in there for nothing!  It is a use it or lose it account.  So what do I do? Take the chance (mind you that is $1500 pre tax money so it will save us money in the end)

Aggh!! I am so nervous - that is a lot of money to have tied up!!!

Sorry for rambling but thanks for letting me get it out!

Johanna

I UNDERSTAND WHERE YOUR COMMING FROM, I AM ALSO DOING THE 6 MONTH DIET NONSENSE TO GET INSURANCE APPROVAL.

I'm right there with you too! I've got 4 months left on a required 12 month supervised diet. I'm have been yo-yoing the whole time. I'll loose 5 one month and gain 6 the next...and so on. It's crazy what insurance puts us through. I was thinking about putting my whole 1500 in the HSA, but I chickened out and only did 500 which will cover my deductable. I couldn't afford for them to hold almost 500 a month from my already small pay check, when i'm not 100% sure I can even have it done...what if for some reason they say i have to start all over again....perish the thought! Oh how nice it would be to afford to do a self pay...

Ugh 12 months! I feel for you!

thanks! Thank God I've only got a little over 3 months left!!!

I'm closing in on month 2 of my supervised diet and I've gained 6lbs now. Getting nervous and not happy. I also lose a couple, but usually gain them right back. Very frustrating.

Are they making you do a 12 month diet really?? I only have a 7 month diet and even that is too long!!! I am hoping to get approved in January and have my surgery February or March. I cant wait.
Carmen