plastic surgery financing?

Has anyone used the services of www.doctorssayyes.com to finance PS? I was checking out their website, says everyone is guaranteed financing, starting "as low as" $99 down and $99 per month . . .

My credit is horrible. I'm wondering if folks can share their experiences with this outfit? Thanks!

-BJ

i havent heard of it

did you try the ps board?

mabye someone there has heard of it

kf

First I would say to not believe 99$ down and 99$ per month - thats only for 'qualifed' applicants. They require an application fee which is nonrefundable and you have to pay a consult fee which is also nonrefundable - you do *not* want to apply unless you are 100% sure thats who you want to use because that will only lower your credit score further. If anything, call and talk to them over the phone *without* applying and see if you can find more info - or ask them to mail you information so you can read the fine print. The few PS offices I have been to never reccomended that financing program - if you read the fine print I believe you have to use one of *their* approved surgeons as well.

Capital One does financing and there is another company I cant remember - if you have a PS in mind I would see who they reccomend. With any of the financing companies you are going to pay 25-28% interest so its pretty hefty... most only finance up to 4 years so keep that in mind when research companies - find out their different payment plans and interest rates etc... see if they are running specials and who qualifies for them. 

I also heard of that place but know nothing about it.  I also have terrible credit and am desperate for plastic surgery!  Let me know, Everyone, if you have any advice!  Thanks so much!  Charlee

carecredit.com   a division of ge money bank

they financed 6000.00 of my 8500.00 request for my boob job.

my payment is 188.00 a month....my credit is horrible too and had a co signer

good luck on your quest

tammy