Self pay and cost of complications
I am scheduled for surgery September 7, 2018. I am self pay and have no problems paying for the surgery itself. My concern is complications. How much could those potentially add to the cost of surgery?
Has anyone who was self pay ever had complications and what did they cost? Are we talking tens of thousand or more? How common is this?
Complications are one of those things that you can't predict and that no one else's experience can determine for you. You have them, or you don't. If you have them, it could be tens of thousands of dollars. :/
VSG with Dr. Salameh - 3/13/2014
Diagnosed with Binge Eating Disorder and started Vyvanse - 7/22/2016
Reconstructive Surgeries with Dr. Michaels - 6/5/2017 (LBL & brachioplasty), 8/14/2017 (UBL & mastopexy), 11/6/2017 (medial leg lift)
Age 42 Height 5'4" HW 319 (1/3/2014) SW 293 (3/13/2014) CW 149 (7/16/2017)
Next Goal 145 - normal BMI | Total Weight Lost 170
TrendWeight | Food Blog (sort of functional) | Journal (down for maintenance)
Complications are one of those things that you can't predict and that no one else's experience can determine for you. You have them, or you don't. If you have them, it could be tens of thousands of dollars. :/
Hence my question. I was hoping someone has experienced this and could give me some input.
I am not worried about tens of thousands. I am worried about hundreds of thousands. My surgeon covers 90 days of complications up to $50K.
Yes and yes. My surgeon offered a complication insurance, which thank goodness we did. It was $1500, but I ended up with a second surgery the same day, and two units of blood. We saved money.
Ask you doctor if its offered.
HW: 240 lbs CW: 205 lbs: SW: 199 lbs GW: 130 lbs
1 MO = 167.0 2 MO = 156.4 3 MO = 148.4 4 MO = 140.6
5 MO = 136.0 6 MO = 130.0 (GOAL) 20 MO = 133
"At the evening of our life, we shall be judged by our love."
I am 10 years post op RNY. Recently my iron got really low and I needed infusions. Because my doc coded it as post op RNY - my insurance denied to pay for it. it cost me app 6k.
Even though preexisting condition should be a problem on ACI - my insurance ignored that and denied to cover that.
Hala. RNY 5/14/2008; Happy At Goal =HAG
"I can eat or do anything I want to - as long as I am willing to deal with the consequences"
"Failure is not falling down, It is not getting up once you fell... So pick yourself up, dust yourself off, and start all over again...."
No, my hema. Once they coded it like that - they refused to pay. Because I had surgery in US, self paid, it is in the system.
Normally they code it as ibs. I made a mistake and did checked the coding for it.
Hala. RNY 5/14/2008; Happy At Goal =HAG
"I can eat or do anything I want to - as long as I am willing to deal with the consequences"
"Failure is not falling down, It is not getting up once you fell... So pick yourself up, dust yourself off, and start all over again...."