Medical Loans

 Anybody has taken a medical loan, that could perhaps shares their info & their experience?

 I looked into it. They wanted something like $5,000 down and the interest rate was 19%!!! it was ridiculous. I told them I didn't want it and I still  (2 years later) have a credit line from them for $12,000. I never wanted it and it affected my credit. I ended up opening two credit cards with  Alaska Airlines (business and personal) and got interest free for a year and paid for my surgery that way. I also got a free ticket to Hawaii. It has taken me 2 years to pay off the surgery completely but totally worth it. Plus, as I said, I got the first year with free interest. I was also able to deduct the cost of the surgery from my income taxes for medical expenses.

My husband used a medical loan to pay for part of his surgery. We put all of mine on a credit card because it was cheaper to do it that way. I keep getting balance transfer offers... so every time my current promotional APR gets close to expiring, I transfer the balance to another low APR pomotion, so I never pay more than 2% interest

 Oh! Wow! So the option is off the table! Lmao. Okay. Thanks for the honesty. Love it! Where you guys got the surgery done, if you don't min me asking? :)

I went to Dr. Aceves in Mexicali, Mexico.  Don't regret it for one minute :)  My husband used a Dr here in Atlanta and was happy with his experience also.

 Dr. Cirangle in  San Francisco. His program is fabulous and he gives all of his patients lots of support. He is an excellent surgeon. Best money I ever spent.

I did care credit its 14% interest ,  but I am in sales so hopefully I can pay mine off really quick....   but hey if I ever need anything like  plastic surgery  I now have 10 thousand credit line  with them................    I got into credit problems about 10 years ago,  havent used credit cards since and it really was hard to do this but I really wanted this done. 

 Thanks so much! Lisa. Im gonna check it out. I'm still looking at all the possible options. Cheap surgery in Mexico, loan if it is in the states. Everything is so overwhelming. It's crazy! I wish I can close my eyes and get it done already. LOL! 

Thanks for this informatin.