Cigna insurance

emtcmw
on 8/9/09 12:06 pm - NEWPORT, TN
I have cigna insurance and was wondering how things went for anyone with this insurance and if they pay for any plastics... I am still doing medically supervised weight loss and have sleep study on tuesday !!! Any info would be great thanks !!

Carla

    
BellBuckleGal
on 8/9/09 11:53 pm - Bell Buckle, TN
I have CignaPOS, TN state wmployee, and I was required 5 full years of weights. So when everything was submitted this past May I had weights back to 2004.  Just make sure you have EVERYTHING before you even try and submit anything or they'll deny you, or at least they did me.  Plus follow up with Cigna because they "didn't receive" my information even though we had fax confirmation, so after it's submitted make sure you call about a week later to check and be sure.  Besides that it wasn't too difficult, especially if you have a hospital who works really  hard for you.

Heather
emtcmw
on 8/10/09 1:08 am - NEWPORT, TN
Thanks so much for the info. I to have cigna pos. I didnt start seeing my pcp till 2006 , so I only have weights back to 2006. I didnt have insurance at other job. my doctor said I would just need to write a letter explaining why I hadnt seen a doctor in those two years ! What do you think ??

Carla

    
BellBuckleGal
on 8/10/09 1:24 am - Bell Buckle, TN
I would recommend trying to find some pictures with some sort of date to show that even then you were overweight.  I don't know if the letter will work or not, I had to dig and dig to get my weights back that far, one was a hospitalization, another was a pap smear.  However, in your case a letter might work.  I think it just depends on the reviewer and the mood he/she is in that day.  But if you could find pictures that would definately help and wouldn't hurt.
emtcmw
on 8/10/09 5:34 am - NEWPORT, TN
Thank you so much for all your help !! I really appreciate it....

Carla

    
Bob L.
on 8/10/09 1:40 pm - Clarksville, TN
Also go back and do your best to remember every diet you tried and failed just make a little chart showing date start date ending how much lost and what the out come was. Example:

Aug. 8, 2001 starting weight 265 "Slim Fast" Sept. 1, 2001 ending weight 252 lost total of 13 lbs. quit because couldn't stand to drink another shake regained all weight plus 4 extra pounds.

Try to put down each diet supervised or not.  If you did a structured program like weigh****chers, LA weight loss, etc. then try and come up with the documentation this will strengthen your case and might suffice the weight loss history of 5 years.  Good luck it can be a hard fight but don't give up and when you have ??? ask someone will help.  C'ya Bob

emtcmw
on 8/12/09 5:27 am - NEWPORT, TN
Thanks a lot all the information from everyone is GREAT !! It means so much to have so much support, I look forward to getting to know everyone better.. 

Carla

    
KittenLove
on 8/10/09 11:58 pm - Around Knoxville, TN
I have Cigna POS thru the state of TN and was approved first time in less than 48 hours.

I started the process in march but had been to the dr in December and January and February with my weight documented (for other health reasons) so that counted towards my 6 month diet...........


Good luck!!

Be happy. 
  

 

KittenLove
on 8/10/09 11:59 pm - Around Knoxville, TN
Also, they don't cover plastics, but they do cover reconstructive stuff....if you have that benefit on your policy. I do have that and just went last week for documentation of rash.......

Be happy. 
  

 

emtcmw
on 8/12/09 5:31 am - NEWPORT, TN
Thanks a lot ! I had heard they would pay for tummy tuck with no belly button replacement !

Carla

    
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