Cigna Insurance

I had Cigna and went through Vanderbilt. I do not think you will get approved without it. I tried. I had lots of health problems (including diabetes, sleep apnea...etc). And I submitted it after going through everything and all of the tests and then got denied because of the 6-month thing. Which I did not know I had to do since it was not required in my companies insurance requirements. Had I known I had tyo do it, I could have been doing it during the 7 months it took me to get through all of the test and paperwork before submitting for the first time. Cigna said it was their personal requirement regardless and you would have to do it. Once i did it, I got approved on the first try. So, unless they just miss it for some reason, they will probably not approve you without it. Of course, I do not see any harm in trying!