Question for those still living w/ parents

Hi, this is my first time posting on these boards. Been reading posts here since July. I'm 21 and live with my parents and am going to have my first meeting with the doc Sep 15. My folks are supportive, but my dad is really nagging me telling me the insurance needs to see some kind of proof of what classes I'm taking. And I know I'll just end up dropping the classes this fall cuz thats when the surgery will happen. He agrees I wouldnt be able to keep up with classes, and says he just wants me to enroll so I can provide him papers to proove I'm enrolled at a college. In my mind this seems too much. My question for all of you, Is it required for those under there parents insurance as a dependant to be Enrolled in college to qualify being covered for the surgery? I really dont think that whether or not I'm enrolled in a Junior College should decide the fate of my health. My dad on the other hand says he already told one of the employees I was enrolled somewhere and is whining he could be sued for fraud or something if I dont submit a class schedule.

Would attending a Vocational School count as being a full time student to the insurance companies?

Hey Andrew, to be covered you would have to be in school. I had surgery right at Christmas break, had a whole month to recover and I was ready to go when Spring semester started...perhaps you should think about that.

I think as long as you are enrolled full time the vocational school would be fine. Why not start classes at the JC. You could always talk to the dean and let them know you will have to go for surgery, they don't have to know what kind, and see what they will allow you to do. It may take a while for your ins to approve your surgery, and for the Dr. to give you a date so why not just jump in to class now. You may even get a semester over with while wating and you will have it to keep your mind off surgery and the long waiting. This is what I am doing. I am a mom and married so I also have my family but I am also currently in college. I would also do what ever I could to keep your ins. happy because they will be the ones in the end to decide if you are approved or not. Good luck, keep your chin up and remember nothing is impossible!!!

Yes!!!! It is very important that you prove that you are enrolled in school because if you don't they will drop you from the insurance, and then this can crucialize you from getting the surgery. Just enroll and then go to the registars office, get the enrollment certification and then if you decide that you cannot keep up with this schedule, withdrawl and you should at least be covered until the end of the semester so plan to have your surgery before then, that way if you donot decide to go back to school in the Spring, you will have atleast had the surgery cost covered.....good luck in your journey and stay focused. p.s. I am also enrolled in courses but I live on campus and I am having my surgery in less than a few weeks so what I would suggest you do if you decide to stay enrolled and you think it may be to stressful, take distant education or internet courses...so that way you can make up your assignments online.

You NEED to stay in school ,for the insurance to pay ,or do you have the money (over $20,000.00 +) to pay out of YOUR pocket? Or are you saying you don't want this surgery? He is just helping you , What are YOU doing to help yourself? Kim

Enroll in school. Also, When I had surgery I was back to school and work full time in a week. What type of surgery are you getting? I had the gastric bypass rny, and I was back in under 10 days. Why do you think it will be too much? Simply curious...

try not to let the surgery be an excuse for you to not do other things with your life, try school out and IF it does become too much then worry about it then. Help your parents out and just enroll so he can be straight with the insurance companies, im sure you dont have the kind of money it takes out of pocket or at least wouldnt want to spend it on this. be good to the insurance companies and your parents, your surgery you want depends a lot on them. also school and your future are very important, im in my first year of college and i am having my surgery this christmas break, try something like that or wait untill summer, in the meantime go to school. good luck and god bless tiffany