A question for ALL who has had Gastric Bypass

Hi. As you all know I am struggling and I want to know if any of you were able to get insurance as a pre-existing condition? That is my biggest problem. Getting an insurance company to approve me while I am already obese. My mom's group insurance doesn't cover and I feel screwed right now. Please reply. Thanks and good luck to those of you who were and are fortunate enough to get the gastric bypass :D -Boy, I need an angel or a fairy right now

Deanna, I was self pay, and I didn't have the bypass, so as far as that goes, I'm no help, but there is an Insurance Help board on this forum. http://www.obesityhelp.com/morbidobesity/insurance-help/posts.html Check it out, you may get some referrals to insurances that would accept you, etc. Good luck! Sarah

Thanks everyone for all help. I just wanna say that everyone that has had support from your parents is lucky because my mom pretty much hates me right now because of this whole thing. She thinks it's useless to ahve to go through lawsuits and insurance to lose weight blah blah blah. My life is usually so great, but lately it is pure HELL. If I could only lose weight, I would get a job and get out of here. I just don't see that happening for me. You are guys are darn lucky. Don't take it for granted. Thanks again. And keep me in your prayers please.

try getting on social security. because if you have the right comorbidites then they will approve you because it will hinder you from working and leading a normal life. also,. when your on social security they will approve weight loss surgery because u get free insurance and you get monthly checks since you cannot work. it doesnt matter what age your at. try calling your county and ask to talk to a social worker or get one. they can help alot!!!beliveve me. and there is something called tefra insurnace that will approve you if you have the right health problems and mental health problems. you can also apply for social security if you have mental health issues. so talk to a social worker like one at school or sumtin. beleive me....it can help!!! meghan

Hey there, I had a lot of trouble with my insurance company as well. I am under my parents insurance, Accordia, and I already knew that my first step was going to be put on a weight loss plan for six months. So I did the whole weight loss plan and sent in for the surgery and the denied my claim. They said they wanted me to get on a different weight loss and exercise plan for another six months. So I started a completly different program and about 3 months into it I appealed the denial. First I added all the information from the 9 months I had been going to the doctor every month and then I sent in a letter. It was along the lines of if I die from being overweight my parents would sue them for not allowing the surgery to better my health (thats the short end of it). After I sent in that letter they sent me back an approval. I also have some information about my journey in my profile that you might find useful. Good Luck! -Amber

I know exactly how you feel. I was denied twice by insurance only because I was a minor. They refused to even look at all my commorbities. It didn't matter that I was slowly dying of obesity...they only focused on my age: 16. So my parents ended up refinancing our house so we could pay off my mom's gastric bypass, and also pay for mine. I hated my insurance. Still do. But atleast it's all over now and I've had the surgery. Good luck with you though!!