Medicare denial, any suggestions?
Well, Medicare has been denying payment for parts of my bariatric lab requirements. They also denied part of my sleep apnea machine which they had been covering. There is just one final payment and then the medical supply company said the machine would be mine. I found this out by going online and looking at my claims thing. I had not been notified of any denials so I am really confused.
I called today and spoke with a Medicare rep who was not unkind, just not very helpful. In fact, she gave me misinformation so that when I called the Lab company and told them what she said, they said that she was wrong blah blah. Oh me.
Goodness, is anyone familiar with navigating these waters and how do I convince them to pay for my Bariatric ordered labs? I have a secondary insurance but it requires Medicare to pay and then they pay either all or a percent of what is left.
What a mess! And it is getting to be expensive. We had to pay over $400 for the tests back in Oct and then I saw they denied the January tests. I have some upcoming tests but I am so hesitant to have them done as we like most others are pretty strapped at this time so the idea of paying that much for each set of labs seems daunting.
Any help, suggestions would be appreciated. Just do not know where to start even.
The only thing i can think of is, what code did the doc's office use with the labs? Maybe if it was coded differently they might pay for it?
Please note: I AM NOT A DOCTOR. If you want medical advice, talk to your doctor. Whatever I post, there is probably some surgeon or other health care provider somewhere that disagrees with me. If you want to know what your surgeon thinks, then ask him or her. Check out my blog.
Hmm, thank you. I am only getting the labs as required by my surgeon post op. At 2 weeks, at 6 months and then not until 1 year. That is really good info on the pcp only be allowed every 3 months. But I do not run to the doc for every thing so dunno. Appreciate the input. Good on your folks being in their 90's wow. You are so blessed. I sure miss my mom and dad. Still feel like an orphan, LOL.
Medicare has strict guidelines on what they will cover. If its not on their approved list within the approved timeframes it will not be covered. It will probably get worse in the future. One suggestion would be to talk to the lab before you have the test done and see if you can arrange a cash discount. Try to get a discount equal to an insurance discount. In some cases insurance is paying about 20% of the total amount billed. If medicare/insurance doesn't cover it they can charge you the full amount they billed out. It is the cash customers that are making the labs profitable. Once the insurance has been billed they are unlikely to work with you. A cash discount needs to be arranged upfront. The only good news is that you know which lab tests medicare doesn't cover and use that when working with the lab for an upfront discount.