GOOD NEWS FOR IBC INSURANCE CARRIERS
I RECEIVED A LETTER IN THE MAIL FROM MY INSURANCE COMPANY STATING THAT AS OF JANUARY 1ST 2014 AND I QUOTE
BECAUSE THE NEW LAW HEALTH CARE LAW PROHIBITS PRE-EXISTING CONDITION EXCLUSIONS, IBC WILL NO LONGER LIMIT BARIATRIC(OBESITY) SURGERY, EVEN IF THE MEMBER HAD THE SURGERY WHILE COVERED UNDER A DIFFERENT INSURANCE CARRIER. THIS MEANS THAT IF A MEMBER NEEDS AN ADDITIONAL BARIATRIC SURGERY WHEN DEEMED MEDICALLY APPROPRIATE, IT WILL BE COVERED.
THIS IS EXACTLY WHAT MY DOCTOR SAID TO ME WHEN I GOT DENIED FOR REMOVAL OF THE BAND AND REVISION TO VSG SO I'M GETTING EXCITED BC I HAVE AN APPOINTMENT WITH HIM ON DEC 23RD AND HOPEFULLY MY PAPERWORK WILL BE RESUBMITTED AND HOPEFULLY AFTER THAT I WILL BE APPROVED FOR MY SURGERY WITH A DATE!!!!!!! FINGERS CROSSED
SO ANYONE WHO HAS IBC I LIVE IN PHILADELPHIA CHECK YOUR INSURANCE AND SEE THE CHANGES...