DS Revision Insurance questions
I have BCBS/TX and it covered my RNY 2.5 years ago, no problem. I was not successful - never lost even 100 lbs. being completely compliant with diet and exercise. I'm looking at a revision to a DS but there is a clause for DS in the policy that says you have to have a BMI of 50 or greater for a DS (only 40 for RNY w/ no comorbidities). My current BMI is 41. My questions is - has anyone been successful with appealing a denial for something like this? The DS would be much better for me - the surgeon even thinks so and is willing to write a letter stating such. Is it worth the time it's going to take to fight this?