1 yr Pre-existing condition clause for WLS. Heard of it?
Hello again.
My new insurance (school district) has a clause stating that I have to work for them for at least 1 year before WLS, BUT what if I need a revision. Should I try to appeal? I have secured $9000 in medical loans for the revision through Dr. Umbach in Las Vegas, but I still need another $7000. At this point, I am not sure which would be quicker... insurance or more loan approvals???
My band has been empty since June and I have easily gained 20+lbs. Any ideas on how to write an appeal?
Michele in Arizona
My new insurance (school district) has a clause stating that I have to work for them for at least 1 year before WLS, BUT what if I need a revision. Should I try to appeal? I have secured $9000 in medical loans for the revision through Dr. Umbach in Las Vegas, but I still need another $7000. At this point, I am not sure which would be quicker... insurance or more loan approvals???
My band has been empty since June and I have easily gained 20+lbs. Any ideas on how to write an appeal?
Michele in Arizona
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