UHC-EPO
So funny to see your post regarding UHC.....I just talked with the customer care co-ordinater at UHC to check on the Morbid Obesity surgery coverage.
My policy covers it....requirments are
1 Nurse fax them weight, height, BMI, Co-morbidies
2 Previous non surgical treatments of obesity
3 Documetaion of 5 yr history of obesity.
That is all that I know so far.....but I am sure it depends on your policy.
Best of luck,
Marcia
I have UHC and was approved super fast for my revision. I visited my doctor on May 1st and was called two weeks later saying I was approved for surgery on May 27th.
I was in shock, I could not believe I was approved that quickly. The first time around it took me almost a year to get everything together.
I also was not asked to do any testing.
Good luck and let us know how it turns out.
My policy covered WLS....and I was approved after 1 denial.
Only had 3 things I had to meet:
1) over 21
2) BMI over 40 for past 5 years (doctor documented)
3) Currently BMI over 40
I was only denied the 1st time because they didn't see my 5 year weight history. So after Ellen refaxed the info, with neon signs, and arrows flashing pointing to the info, the decision was overturned and BINGO. I picked my date!
I've heard many people say UHC was easy peasy. Hope your experience is the same! But it really depends on your actual policy.
Edited to add: No testing, no physc required!
Diana DS Revision from '99 RNY
UHC Denied Jan'09/APPROVED Feb'09
DS-SW287; CW/190 GW/152