BCBS AL Federal?
I have BCBS Federal in Georgia, they paid for everything and does not pre approval it is now considered a outpatient surgery just like any other one. The only thing that got me was that the hospital charged separately for prescriptions and the lapband. This ended up costing me because insurance only pays 70% of precriptions and medical devices (lapband) and I had to pay the other 30%. They never told me this when I called them. Now, I have to pay a $2500 bill to the hospital.
Hope this helps!
Hope this helps!
Hello,
I have bcbsIL fep and it took about a month to get my letter of approval. If you meet the BMI of 40 and above you should have no problem. My bmi was 40.5 so I was worried but they came through like everyone said they would. They don't require a 6 month diet either so I am kind of glad they did take a month to approve. That gave me time to really think about everything this will require. It is a life change and although I was really anxious to have it done fast I am glad it worked out this way. My surgery date is scheduled for Nov 18th and I started this whole process in July.
If you meet the requirements you will be good to go!
Good Luck!
KP
I have bcbsIL fep and it took about a month to get my letter of approval. If you meet the BMI of 40 and above you should have no problem. My bmi was 40.5 so I was worried but they came through like everyone said they would. They don't require a 6 month diet either so I am kind of glad they did take a month to approve. That gave me time to really think about everything this will require. It is a life change and although I was really anxious to have it done fast I am glad it worked out this way. My surgery date is scheduled for Nov 18th and I started this whole process in July.
If you meet the requirements you will be good to go!
Good Luck!
KP