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BCBS AL Federal?

JGaddy
on 10/19/08 6:27 am
Anyone here have BCBSAL Federal? If so how easy was it for approval? Any info would be great!
Mari54
on 10/20/08 1:50 am, edited 10/20/08 1:52 am
Hi "J"

I have BCBS Fed of Maryland and I was approved in 4 working days.  I would think they'd be similar.  I hope so for you since my experience was pretty fast.

Good luck !
slewi983
on 10/27/08 11:27 pm - Warner Robins, GA
I have BCBS Federal in Georgia, they paid for everything and does not pre approval it is now considered a outpatient surgery just like any other one.  The only thing that got me was that the hospital charged separately for prescriptions and the lapband.  This ended up costing me because insurance only pays 70% of precriptions and medical devices (lapband) and I had to pay the other 30%.  They never told me this when I called them.  Now, I have to pay a $2500 bill to the hospital.

Hope this helps!
KP-CLARK
on 11/2/08 7:39 am - Chicago, IL
Hello,
I have bcbsIL fep and it took about a month to get my letter of approval. If you meet the BMI of 40 and above you should have no problem. My bmi was 40.5 so I was worried but they came through like everyone said they would. They don't require a 6 month diet either so I am kind of glad they did take a month to approve. That gave me time to really think about everything this will require. It is a life change and although I was really anxious to have it done fast I am glad it worked out this way. My surgery date is scheduled for Nov 18th and I started this whole process in July.

If you meet the requirements you will be good to go!

Good Luck!
KP
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