Flex Spend Used?
Has anyone had experience with using flexible spending dollars? I spoke with my plan administrator and they said that, due to the extreme weight loss, could probably run much of it through due for reconstructive purposes, or due to resolving skin rash issues. Has anyone does this with plastic surgeon's support? FSA administrator said that all i would need to present was a letter of medical necessity which would go unchalleneged in comparison to a letter trying to get insurance to cover.
Where I work, our plan does not allow it.
"And the day came when the risk to remain tight in a bud was more painful than the risk it took to blossom. " -- Anais Nin
Revised from Band to Bypass 10/26/09
High Wt 355/ Surgery Wt 343 (BMI 61) / Current Wt 190 on 3/17/12
TT/Fleur De Lis 8/22/11
Mastopexy and Brachioplasty 12/14/11
Revised from Band to Bypass 10/26/09
High Wt 355/ Surgery Wt 343 (BMI 61) / Current Wt 190 on 3/17/12
TT/Fleur De Lis 8/22/11
Mastopexy and Brachioplasty 12/14/11
Our Flex plan will only allow you to use it if your insurance company covers the PS due to medical necessity. Only then would it not be considered cosmetic.
Heidi
Heidi
Age 49 Height 5'5" HW/280 SW/250 CW/157
Behind every success is effort...Behind every effort is passion...Behind every passion is someone with the courage to try.
Behind every success is effort...Behind every effort is passion...Behind every passion is someone with the courage to try.
I tried using my Flexspend card at CIMA hospital in Costa Rica, but it was declined. I was hoping that I could use it for the hospital stay, but they have a stop on my card when used out of country. I could probably mail in the invoice and get some of it back. My plan only requires a one line explanation from the doctor about what's being done and why, and they should at least cover my upper eye surgery.
I'm also going to try using it at the hospital in the U.S. when I go for my tummy tuck. They will most likely allow it, but I may get audited and have to present a letter from my doctor or an invoice from the hospital. My plan rules say "All Hospital Costs" are "covered", so it should go through just fine. I'll let you know, but my surgery is not until June.
I was able to use it for all of my pre-op testing and bloodwork. That saved me a good deal of money.
I'm also going to try using it at the hospital in the U.S. when I go for my tummy tuck. They will most likely allow it, but I may get audited and have to present a letter from my doctor or an invoice from the hospital. My plan rules say "All Hospital Costs" are "covered", so it should go through just fine. I'll let you know, but my surgery is not until June.
I was able to use it for all of my pre-op testing and bloodwork. That saved me a good deal of money.
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