Getting insurance to approve your panni removal

Hi I wanted to know if anyone knew the best way to get your insurance company to approve you for a panni removal. What do i teally need to tell my pcp to write this all up. I have heard its all in how you word things, what should i complain about,what problems do i need to have. Im trying to save my self money if i can. Please let me know what you all suggest. And i have bcbs,and, cigna

The best thing to do is call your insuranve carrier and give them your member number - ask them for specific criteria required for plastics.  They are the only ones who can tell you.  We can tell you what our insurance required, but it very likely could be different.  Also some plans have total exclusions for anything related to plastic surgery.  I have United Healthcare and my plan has a total exclusion regardless of the reason for anything related to plastics.

There are others on here with United Healthcare plans and they have had their TT's paid for.  So it really depends on your individual plan.

Also, if you are trying to get your ducks in a row - you need to verify with your plan anyway to avoid any errors.  I certainly wouldn't take the information from this forum as 'gospel' for your plan. 

 It took me awhile but I got it first thing went to doctor cause I claimed my back was killing me from my panni so they gave me pills and physical therapy did that for a couple months went back to my doctor complained that wasn't working they referee my to my plastic surgeon that my insurance excepted I told him about it all the pulls, physical therapy, he also put I had rashes he said he would get it approved with all that and he did!

 If you have any questions let me know!