Getting procedures covered by insurance (united healthcare)
I have united healthcare hra and i just spoke with one of the benefits people to see about whether there was an exclusion to get those procedures covered. she said cosmetic procedures are not normally covered but my doctor can submit and pre-plan something or other if i have a medical condition. does this basically mean i have no chance in hell?
I am not sure if you have a chance or not. My plan shows a exclusion for skin removal. But, yet again the insurance company said that I can try and I need to prove that its not comsmetic and why. I wish I could help more =(
VSG Aug 9, 2010 with Dr. Shieh in Fort Myers, FL 
HW 366 Day of Surgery 334
PS: Extended TT, Arm Lift, Fat Transfer to the rear 6/6/2012.
HW 366 Day of Surgery 334
PS: Extended TT, Arm Lift, Fat Transfer to the rear 6/6/2012.
I have united health and the excluxion as well and was denied just because it was excluded and that the only thing they cover is reconstructive after breast cancer.
Good luck though
Good luck though
HW 405- Pre op weight 374- Plastics weight 203 Current weight 194
Circumferential lift/Brachioplasty November 8, 2011
16.3 pounds removed.
Revisions + Thighplasty October 23, 2012
Breast lift- Spring 2013
I was like Jujuvee, I have United Healthcare and since there was an exclusion, it wasn't even discussed or considered. They didn't care that I had lost all of that weight and now would cost them much less in the future - or that I was dealing with chronic back pain from the excess panni weight. Flat out denied!
12/09 and 6/11, 9 skin removal procedures with Dr. Sauceda in Monterrey Mexico
Revised to the Sleeve after losing 271 lbs with the LapBand.
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