Yep, I had a lower body lift, of which a tummy tuck is a part. I love it! If you want to see before and after pics of my belly, they're in my profile. Just send me a friend request and the password is LoMonaco.
I was scared at first, too, and that's very normal. Do your research thoroughly, find a surgeon you are comfortable with, and things will start to fall into place. All the best to you!