Needs Some Advice!!! Please Help!!!

tenache
on 3/1/11 4:44 am - Lawrenceville, GA
I had surgery 09/25/2008 and currently down to 135lbs and I have BC/BS POS as my insurance I would like to no if any can give me some advice on how to get me a tummy tuck approved.I really appreciate everyone responds..
  [url=http://www.TickerFactory.com/weight-loss/wQMi0mQ/]
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mzhuny
on 3/1/11 6:14 am - Humble, TX
Ok first of all, HELlo. YThe first steps that I took where to speak with my primarcy care dr. about rashes and skin breakdowns. She then wrote me a presciption in which i actually picked up. She then refered me to a plastic surgeon afte i continously complained. The sent a request to my insurance along with pictures and 14 days late approved. I also had BCBS and it was much easier than i though. Check ur plan requirements and follow them to the T.
    
Lori S.
on 3/1/11 9:43 am - MI
 I have BCBS PPO.  After I chose my surgeon and had a consult he told me what he thought I needed and what my insurance would cover.  He was right.  I had my approval 3 hours after they submitted.  I had a tummy tuck, which I did have to pay $900.00 out of pocket I had the vertical anchor cut which is considered cosmetic and lipo, and a breast reduction and lift.  My surgeon doesn't do reductions without a lift.  My insurance covered that in full.  It all depends on what your coverage is and how your surgeon writes it up.   I have to admit I was suprised my insurance covered as much as it did.  I knew before leaving the office after my consult what my out of pocket would be.  Good luck!

 

tenache
on 3/1/11 9:47 am - Lawrenceville, GA
Thanks...So basically I need to find a surgeon who submit claims for patients that have had WLS and go from there..So do u think I need to call my insurance to to see whats the qualification is prior before visiting a surgeon.
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(deactivated member)
on 3/2/11 12:12 am - Yorktown, VA
Yes.  You need to know what your insurance requires so that you can make sure you have documentation stating you meet those requirements and then send off for approval.

Good luck!
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