Needs Some Advice!!! Please Help!!!
Ok first of all, HELlo. YThe first steps that I took where to speak with my primarcy care dr. about rashes and skin breakdowns. She then wrote me a presciption in which i actually picked up. She then refered me to a plastic surgeon afte i continously complained. The sent a request to my insurance along with pictures and 14 days late approved. I also had BCBS and it was much easier than i though. Check ur plan requirements and follow them to the T.
I have BCBS PPO. After I chose my surgeon and had a consult he told me what he thought I needed and what my insurance would cover. He was right. I had my approval 3 hours after they submitted. I had a tummy tuck, which I did have to pay $900.00 out of pocket I had the vertical anchor cut which is considered cosmetic and lipo, and a breast reduction and lift. My surgeon doesn't do reductions without a lift. My insurance covered that in full. It all depends on what your coverage is and how your surgeon writes it up. I have to admit I was suprised my insurance covered as much as it did. I knew before leaving the office after my consult what my out of pocket would be. Good luck!