Anyone had luck using FSA funds for TT?
Has anyone had any luck getting using the funds for their TT? I meet the requirements for my insurance to cover the panni and am upgrading to a TT andbreast lift.
In my thought process...it is reconstructiveand would promote proper function for those in the massive weight loss category. I'd be interested in knowing what others have found out especially anyone who has consulted an accountant.
Here is what irs.gov says:
Cosmetic Surgery
Generally, you cannot include in medical expenses the amount you pay for unnecessary cosmetic surgery. This includes any procedure that is directed at improving the patient's appearance and does not meaningfully promote the proper function of the body or prevent or treat illness or disease. You generally cannot include in medical expenses the amount you pay for procedures such as face lifts, hair transplants, hair removal (electrolysis), and liposuction.
You can include in medical expenses the amount you pay for cosmetic surgery if it is necessary to improve a deformity arising from, or directly related to, a congenital abnormality, a personal injury resulting from an accident or trauma, or a disfiguring disease.
Example.
An individual undergoes surgery that removes a breast as part of treatment for cancer. She pays a surgeon to reconstruct the breast. The surgery to reconstruct the breast corrects a deformity directly related to the disease. The cost of the surgery is includible in her medical expenses.
on 2/9/11 6:54 pm - Wiesbaden, Germany
The panneculectomy renders the surgery to be reconstructive surgery. Your plastic surgeon should take some pictures (if you are having it in the U.S.) or you will need to take some pictures if you elect to have it outside the U.S. Make sure you keep the pictures and you should be fine.
For what it is worth, I have the panneculectomy along with the tummy tuck. My insurance picked it up, except for a relatively small co-pay. But the tummy tuck portion was only about $750 of the entire surgical cost.