how much did your tummy tuck cost?
That is high. I paid under $7100 for mine last year with Dr. Capella. That included surgeon fee, hospital OR, general anesthesia, ambulance transport, and overnight stay in the care center.
Try Care Credit for financing. Some surgeon's offer zero interest.
Teaching colleges are another option - Baylor, Northwestern, Yale (or was it Harvard - I get the two mixed up), UPenn... Are a few that I am aware of.