DENIED!

So my PS submited paperwork for a panni/TT to my insurance company and it was denied......surprise, surprise. I am definately going to file an appeal. Any advice?

I was denied and the form indicated why I was denied.  In my case I wasn't 18 months post WLS.  When I was we reapplied and I was approved.  This is to say...if you know why you were denied....it goes along ways in filing an appeal.  Every company has different policies.  GOOD LUCK getting your approval.  I will have my surgery in April. 

Just be sure to address the stated reason for the denial.  When you have that let us know and maybe some of the insurance wizards will be able to give you some guidence.

Red

It says I was denied because it is "cosmetic." I am calling today to find out what I do to file an appeal