tummy tuck after gastric bypass.. where to start?

I will be one year out from gastric bypass surgery in March. I have lost 99 lbs and am 6 lbs away from my goal weight. I have a good amount of excess skin around my belly area and want to start the process of looking into a tummy tuck. I am just not sure where to begin. There is no way I can afford to pay for it out of pocket. I have heard that sometimes insurance will cover it. I ran into a girl I went to high school with and she works at a local plastic surgeons office so I gave them a call yesterday and they told me that insurance will not cover it and the fee is around $7,000. I then called my insurance co and was told that they do cover removal of excess skin if you have had gastric bypass surgery and meet the criteria which she could not tell me what that was. She said the doctor would have to call for that, but I am assuming if a doctor says it is medically neccessary than it will be covered? So now I am trying to figure out what my next step is.

hey

some insurance will if you have rashes and such document everything and speak to your surgeon about it they may be able to help.

i have had two rashes and yeast infections under that flappy thing lol usually in hot weather i had to have a prescription called in.. hopefully that will help with my approval.. have you looked into it at all? i need to find a surgeon

that will you need to keep track of when you got it how long and make sure your doc and surg has records that will help i think within the next month i will my surgeon gave me a name of someone i will ask her at the meeting next week and give it to you.. im thinking but  havent decided yet because i want kids so i might wait but not sure ,

Just go see someone, when I called I was also told insurance doesn't pay.  On the day of my appoitment the Dr. told me it wasn't a problem sure enough he got it approved, tummy, arm, lipo  and a breast lift.   FYI I don't have any rashes either.

Good luck