Bad Credit no PS What do you do?

Star27
on 7/19/09 3:01 pm - Houston, TX

What has anyone done in case their insurance does not cover plastic surgery and your credit standing is not strong enough to obtain a loan? Am I asking the impossible. Can someone purchase insurance other than employer's?

THE GRACIOUS HAND OF GOD IS UPON ME.

dec721
on 7/19/09 9:20 pm - Decatur, GA

VSG on 08/07/08 with

Self pay! Live as frugally as possible, and sock away every spare penny. Cancel the cable and all the things we think we can't live without. Get a second job. You can do it! If you want it badly enough, you can save up the money for it in less than a year ... and you won't be throwing more money at an insurance company. Best wishes!!! --Dorothy

Highest weight: 292 Pre-op weight: 265 Goal met: 150 Six years out: 185 and trying to lose again!

BigCityGirl
on 7/19/09 11:45 pm - San Diego, CA

My credit is fine but I paid for two out of three rounds of plastic surgery with money I earned from a second job. Additionally, for my LBL, I took in two foreign students as boarders for nine months - that brought in over $13,000. It's tough but it can be done. Good luck, it can be done.

Surgeon: Joseph Grzeskiewicz, M.D., F.A.C.S.
La Jolla Cosmetic Surgery Centre

Jupiter6
on 7/20/09 12:09 am - Near Media, Pa- South of Philly, NJ

RNY on 07/16/07

Take personal loans from people who trust you and pay them back without interest. ;) (It's more or less how I am swinging it.)

"Oh sweet and sour Jesus, that is GOOD!" - Stephen Colbert Lap RNY 7/07-- Lap Gallbladder 5/08--
     Emergency Bowel Repair 6/08 -Dr. Meilahn, Temple U.   Upper and Lower Bleph/Lower Face Lift
     12/08
     Fraxel Repair 2/09-- Lower Bleph Re-Do 5/09  -Dr. Pontell, Media PA Mastopexy/Massive
     Brachioplasty/ Extended Abdominoplasty (plus Mons Lift and Upper Leg lift) / Hernia Repair
     6/24/09 ---Butt Lift and Lateral Thighplasty Scheduled 7/6/10 - Dr. Ivor Kaplan VA Beach
     Total Cost: $33,500   Start wt: 368   RNY wt: 300 Goal wt: 150   Current wt: 148.2 BMI: 24.7

Jupiter6
on 7/20/09 12:12 am - Near Media, Pa- South of Philly, NJ

RNY on 07/16/07

Most insurances don't cover much in the way of plastics--- truly, don't count on that.

I have the top tier BC BS PPO and lost 220 pounds--- and of the $25k I have paid out in plastics so far, insurance covered a whopping $3k.

"Oh sweet and sour Jesus, that is GOOD!" - Stephen Colbert Lap RNY 7/07-- Lap Gallbladder 5/08--
     Emergency Bowel Repair 6/08 -Dr. Meilahn, Temple U.   Upper and Lower Bleph/Lower Face Lift
     12/08
     Fraxel Repair 2/09-- Lower Bleph Re-Do 5/09  -Dr. Pontell, Media PA Mastopexy/Massive
     Brachioplasty/ Extended Abdominoplasty (plus Mons Lift and Upper Leg lift) / Hernia Repair
     6/24/09 ---Butt Lift and Lateral Thighplasty Scheduled 7/6/10 - Dr. Ivor Kaplan VA Beach
     Total Cost: $33,500   Start wt: 368   RNY wt: 300 Goal wt: 150   Current wt: 148.2 BMI: 24.7