Panniculectomy
It's one or the other - for insurance purposes, they pay the panni part and the TT part would be you - but a TT does more than a panni - so you don't have to even mention it.
I don't just have issues, I have subscriptions! I'm saving on the newsstand price.......
Check out my dating mis - adventures at: http://1macdatinggame.blogspot.com/