Life Insurance
I know that none of us want to think about it, but what will happen if my spouse dies....financial-wise. I have been bugging Mark about this since February...... He has not come up with any hard numbers, just that he was "worth alot" YA,,,,,,,,,,,,,,,,,NOT
He FINALLY checked today, beacuse I was a ROYAL B&$*H to him AGAIN about it just last night. So, he is worth $6,500.00......... no zero's are missing. He is TOTALLY crapping his drawers today, when he tells me this. I have told him time and time again that I have at least enough life insurance to pay off the house without even trying, and have all the information in a file, and a duplicate over at my sister's.... just in case, AND that I probably have ANOTHER policy thru my union.
OK, Any advice, now that we are shopping around??
-Jamie
I'm sorry that I don't have any advice but Tom and I have been having a similar argument. I've been trying, since we had Sarah, to get him to get his will done. He gets all freaked out whenever I try to talk about it. I don't know what else to do to get it through his head that we need to make sure Sarah is taken care of in case something happens to us.... MEN!!! GRRRRRRR How do you get it through their heads???
Right now we have the majority of ins though my hubbys employer. He has 5 times his annual salary and has me insured for 1 times his salary, each of the kids have 15K. I have a few policies my g-pa (insurance agent) wrote when I was born. I would be ok if he died but he would be screwed if I die. Childcare for five kids would cost a small fortune (none of our kids are school age) The problem with having the ins through the employer is we do not take it with us if he changes jobs.
Dave Ramsey has a link on his website that will give you quotes from numerous companies ... I cannot remember the name but if you go to Dave's website you can link to it.
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