What's New- Friday already?
Morning Julia, Karen, Margo and those yet to arrive. . .
So happy to read that all your reports turned out to be normal aging! Now you can relax and celebrate the blessings of having survived another year of life, an especially challenging one at that, but one in which there were more joys when you add it up then trevails. . . Sending hugs to you my Sistah!!!
Ok, so it's Friday and I am thrilled that the work week has come to a close and I have lots to look forward to this upcoming weekend, some of which is that I will be babysitting the grands tomorrow evening so their parents can attend a work function, as my son is being groomed for partnership at his firm, and yes despite his sometimes gruff ways with me, I am oh so proud of him, he has worked extremely hard and deserves whatever good things come his way!!! and more importantly I will get to play until exhausted tomorrow and that is courtesy of my post-op life! Sunday will have Tony coming down to spend the day with me and Roxie girl. . .
Well last night I got some not great news in that the house appraisal came in much lower than any of us could have anticipated. I knew housing prices had dropped, but my house was smaller the last time I had it appraised and it appraised at over 230k, now the person who appraised it, said it was only $170k, so my refinance is in the toilet and I am now paying one whole paycheck per month for just my mortgage obligations, with the latest increase in my taxes and because my bank did not increase my escrow earlier this year when the taxes were raised. Even with my tenant situation, I do not charge much as it is not a big house and my tenants don't have great incomes either, I am just treading water these days. I will continue to hope that something will break in my favor soon, otherwise, I may be going back to apartment living in the not too distant future, because I just don't want to live house poor and while having my own home has been wonderful, I am not going to struggle to keep it up, when I bought my home I purchased it based on what I could afford, but 7 years later, the cost of everything has gone up so much so that I can't keep up and having lost my job, whereby I made 12k more than I do now, I just can't keep up at this level and more importantly I don't want to, so whatever happens I will be ok with, not giving up, just stating that things may have to change for me and I am open to change, if and when it comes. . .on the positive side, I can take that appraisal and fight my tax assessment in April of 2011 because the tax assessor appraised my home at 207k, which is 37k more than the figure of the appraisal, so they will have to do something. . .
Well that's about it. Hope you all have a wonderful day. Sending out thoughts of peace and strength for all facing challenging life situations!
Hugs, Laureen
So happy to read that all your reports turned out to be normal aging! Now you can relax and celebrate the blessings of having survived another year of life, an especially challenging one at that, but one in which there were more joys when you add it up then trevails. . . Sending hugs to you my Sistah!!!
Ok, so it's Friday and I am thrilled that the work week has come to a close and I have lots to look forward to this upcoming weekend, some of which is that I will be babysitting the grands tomorrow evening so their parents can attend a work function, as my son is being groomed for partnership at his firm, and yes despite his sometimes gruff ways with me, I am oh so proud of him, he has worked extremely hard and deserves whatever good things come his way!!! and more importantly I will get to play until exhausted tomorrow and that is courtesy of my post-op life! Sunday will have Tony coming down to spend the day with me and Roxie girl. . .
Well last night I got some not great news in that the house appraisal came in much lower than any of us could have anticipated. I knew housing prices had dropped, but my house was smaller the last time I had it appraised and it appraised at over 230k, now the person who appraised it, said it was only $170k, so my refinance is in the toilet and I am now paying one whole paycheck per month for just my mortgage obligations, with the latest increase in my taxes and because my bank did not increase my escrow earlier this year when the taxes were raised. Even with my tenant situation, I do not charge much as it is not a big house and my tenants don't have great incomes either, I am just treading water these days. I will continue to hope that something will break in my favor soon, otherwise, I may be going back to apartment living in the not too distant future, because I just don't want to live house poor and while having my own home has been wonderful, I am not going to struggle to keep it up, when I bought my home I purchased it based on what I could afford, but 7 years later, the cost of everything has gone up so much so that I can't keep up and having lost my job, whereby I made 12k more than I do now, I just can't keep up at this level and more importantly I don't want to, so whatever happens I will be ok with, not giving up, just stating that things may have to change for me and I am open to change, if and when it comes. . .on the positive side, I can take that appraisal and fight my tax assessment in April of 2011 because the tax assessor appraised my home at 207k, which is 37k more than the figure of the appraisal, so they will have to do something. . .
Well that's about it. Hope you all have a wonderful day. Sending out thoughts of peace and strength for all facing challenging life situations!
Hugs, Laureen
My Mantra is that I do not determine my success by the number hanging in my closet, nor will I let the scale determine that success either. . . It is through trial and error I will continue to grow and succeed. . . Laureen
"Success is a journey, not a destination." Ben Sweetland
Laureen
You have such a great attitude!! I'm sorry that the appraisal of your house is lower than you expected, but I know that whatever happens, you will be better than okay! We should all learn from you.
Margaret
You have such a great attitude!! I'm sorry that the appraisal of your house is lower than you expected, but I know that whatever happens, you will be better than okay! We should all learn from you.
Margaret
HW: 250
SW: 240
CW: 173.8
GW: 150
The greatness of a nation can be judged by the way its animals are treated.
Mohandas Gandhi
SW: 240
CW: 173.8
GW: 150
The greatness of a nation can be judged by the way its animals are treated.
Mohandas Gandhi
Thank you Margaret, so sweet of you to say that, I do try to make lemonade out of lemons, just no real sugar please. . . lol
Life sure is different than I envisioned it being at this stage of things, but hey, what the heck, I have my health, my children and grands are all healthy and thriving and I have good friends to share the ups and downs of living with, so who can ask for more. . . ok, I would not turn a good lotto windfall down, but I would certainly share it with those in need. . .
Life sure is different than I envisioned it being at this stage of things, but hey, what the heck, I have my health, my children and grands are all healthy and thriving and I have good friends to share the ups and downs of living with, so who can ask for more. . . ok, I would not turn a good lotto windfall down, but I would certainly share it with those in need. . .
My Mantra is that I do not determine my success by the number hanging in my closet, nor will I let the scale determine that success either. . . It is through trial and error I will continue to grow and succeed. . . Laureen
"Success is a journey, not a destination." Ben Sweetland
just a second to check in and say hi---
found some buttons yesterday- still needing more- and still can't find a winter coat....
work as usual today and tomorrow- putting away laundry and cleaning the kitchen- boring--and boring is good, too!
hugs and prayers
found some buttons yesterday- still needing more- and still can't find a winter coat....
work as usual today and tomorrow- putting away laundry and cleaning the kitchen- boring--and boring is good, too!
hugs and prayers
I get up every morning determined to both change the world and have one hell of a good time. Sometimes this makes planning my day difficult.
- E. B. White
I still have the one I have for you sweetie, I just have not had the time or finances to send it to you. Maybe Monday, as I get paid then. . .
Hugs, Laureen
Hugs, Laureen
My Mantra is that I do not determine my success by the number hanging in my closet, nor will I let the scale determine that success either. . . It is through trial and error I will continue to grow and succeed. . . Laureen
"Success is a journey, not a destination." Ben Sweetland
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