Good news for once!

Just had to share this, considering all I've done lately is cry about all my problems. Today I got served by the court on a civil action from the condo association. Now, if you think that's the good news, you must think this woman is crazy. Well, after I got served, I called the condo association woman and talked to her. I was as calm as I could be; I didn't cry. I just told her the situation: The bankrtupcy agreement doesn't allow me to take out a loan. I can't get that kind of money, I'll be in bankruptcy another two years probably, and I'm struggling to make ends meet as it is. The best I can do is to pay $100 a month more, sometimes more if I get more money. If they take me to court, I can't give them any more. They're just going to make a bad situation worse. I promised to give them $1,500 out of my income tax refund next year, so that would give them quite a bit along the way to make up what I owe them. And guess what? She seemed satisfed with that. I told her I had to have some of the income tax refund to maintain my car, which is 12 years old and although a Honda, still needs a lot of maintenance because I can't buy a new one for another two years. So I have to have something available for major repairs.  I got off the phone and felt so relieved, I cried for a few minutes. I scared Diva with my crying. They were happy tears. It was difficult stating my case and being assertive like that, when I was so scared, but it was a relief when it was all done. I  have been so worried about this.  Now I have to find a part-time job that allows me to sit. I applied for one at a call center this morning. Wish me luck!

Eileen, I am wishing you luck!!! Lots of it  in fact adding prayers for you too.  Hugs, Paulette

Eileen, Congrats on your assertive handling of a bad situation and the relief of it all when you were done.  I know it must have felt real good after you released your emotions and realized you had handled something in such a big way!  Wishing you a successful outcome in the job hunt! Hugs, Laureen

I'm very happy for you Eileen. Your situation has been on my mind too. Bankruptcy is hard enough without others getting on your case. I've watched helplessly as others have gone through similar situations. As the saying goes: "You can't get blood out of a turnip." But it hurts to get squeezed. Best Wishes... Millie

Hi Eileen, I'm sorry you had to shed so many tears over this.  It's especially disappointing when family doesn't help at all ~ not even to listen or offer a shoulder to cry on.  I'm glad the condo assoc. is going to drop their civil action.  What a relief that they will accept your repayment offer. I hope you find a part-time job that works for your schedule and allows you to sit.  Good Luck, Bev

I didn't say my family wouldn't help; my mom has helped me out of so much I can't ask her to bail me out of this. It's time for the baby bird to fly on her own. And I won't ask my older brother because I remember how it was for my father when my uncle didn't pay him back. I don't want to screw up my family relationships. I'm not being rude here ... I'm just trying to clear up any misconceptions I may have made. I have gone to the well too often with my mother on my financial problems. If she could help, she would, but I can't ask her because soon enough, she won't be around, and then what will I do? I'm 53 and I have to learn to handle these things on my own. I should have been doing this a long time ago. My mom listened very well yesterday until I started crying; she hates to hear me cry. But I thank you all for your support.

Sorry, I misunderstood when you said your Mom gets off the phone when you start to cry.  And I just got the impression that your brothers wouldn't help.  I guess I need to read better. LOL.  Sometimes I am trying to read everyone's posts so I do a lot of skimming. I'm glad you've got a potential job opportunity and were brave enough to smooth out the payments to the condo assoc.  Bravo. Bev

Not a problem. It's hard to ask family for money ... I try not to do that.

ok-so-you don't want to ask them for money-ask them to loan me some!!! just kidding!!!!

Oh thanks, Margo, you made me laugh. I needed that.