Are there any NY Oxford Liberty HMO Members out there???
Jamie, I noticed that your BMI is under 40..do you have any co morbities like diabetes or sleep apnea or hypertension? That might be grounds for denial. Also , some policies may have an exclusion to WLS, policies vary from employer to employer so first things first is to make sure your policy actually DOES NOT have an exclusion. Oxford has a pretty extensive write up on their website on requirements for pre certification for WLS also.